359 Spencer St, Bethalto, IL 62010 Property Records

Madison County property record for 359 Spencer St, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 1940
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (Apr 2021)
Tax Bill	$2,166 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2020 Transfer
APN	`19-2-08-12-08-204-012`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-12-08-204-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	136 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	359 SPENCER ST
City	BETHALTO
State	IL
Zip	62010-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHLAND GARDENS LITTLE FARMS LOT PT 55 75 X 136
Legal Subdivision	RICHLAND GARDENS
Legal Lot Number	55
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2015
Census Tract	401722

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	359 SPENCER ST, BETHALTO, IL 62010-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Warranty Deed, Transfer · FHA Mortgage ENDEAVOR CAPITAL LLC
Sep 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	202115070
Prior Transfer Date	Aug 19, 2020
Prior Transfer Doc	0000031125
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 7, 2021
Property Address	359 SPENCER ST, BETHALTO, IL 62010-1612
Document Number	0000015070
Map Reference	PB 17 PG 16 & 17
Instrument Date	Mar 25, 2021
Instrument	2021R15070
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 SPENCER ST, BETHALTO, IL 62010-1612

Mortgage

Document Number	0000015071
Date	Apr 7, 2021
Instrument	2021R15071

Lender

Name	ENDEAVOR CAPITAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Sep 3, 2020
Property Address	359 SPENCER ST, BETHALTO, IL 62010-1612
Document Number	0000031125
Instrument Date	Aug 19, 2020
Instrument	31125
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	359 SPENCER ST BETHALTO IL 620101612, BETHALTO, IL 62010-1612

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Wood River Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,166.00 (+8.52%)	$37,210 (+25.96%) Land $2,820 Building $34,390	$111,630 (+25.84%) Land $8,460 Building $103,170
2024	$1,996.00 (+11.76%)
2022	$1,786.00	$29,540 Land $2,230 Building $27,310	$88,709 Land $6,697 Building $82,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	7 (1979–1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

Nearby Properties on Spencer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures