359 Solano Bay Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 359 Solano Bay Ct, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,031 sqft · built 1996
Lot Size	0.216 acres (9,424 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Feb 2019)
Tax Bill	$7,338 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-385-55-00`

Property Details

APN / Parcel Number

Primary APN	`122-385-55-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,031 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	9,424 sqft (0.216 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	359 SOLANO BAY CT
City	OCEANSIDE
State	CA
Zip	92057-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 659 TR 012384
Legal Subdivision	WHELAN RANCH
Legal Tract	012384
Legal Block	1
Legal Lot Number	659
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1010
Census Tract	18617

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	359 SOLANO BAY CT, OCEANSIDE, CA 92057-3422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Feb 1, 2019	Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA
Aug 7, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
May 23, 2018	Grant Deed, Transfer LAWYERS TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Prior Sale	Aug 7, 2018 · Amount on Record
Deed Document Number	201938644
Prior Transfer Date	Oct 21, 2014
Prior Transfer Doc	0000471191
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	359 SOLANO BAY CT, OCEANSIDE, CA 92057-3422
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 SOLANO BAY CT, OCEANSIDE, CA 92057-3422

Mortgage

Document Number	0000180581
Date	Apr 26, 2022
Instrument	2022-0180581

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2019
Property Address	359 SOLANO BAY CT, OCEANSIDE, CA 92057-3422
Document Number	0000038644
Map Reference	MAP 12384
Instrument Date	Jan 8, 2019
Instrument	2019-0038644
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY SAN DIEG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	359 SOLANO BAY CT, OCEANSIDE, CA 92057-3422

Mortgage

Document Number	0000038645
Date	Feb 1, 2019
Instrument	2019-0038645

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 7, 2018
Property Address	359 SOLANO BAY CT, OCEANSIDE, CA 92057-3422
Document Number	0000323116
Instrument Date	Jul 11, 2018
Instrument	323116
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 SOLANO BAY CT OCEANSIDE CA 920573422, OCEANSIDE, CA 92057-3422

Mortgage

Document Number	323117
Date	Aug 7, 2018
Instrument	323117

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2018
Property Address	359 SOLANO BAY CT, OCEANSIDE, CA 92057-3422
Document Number	0000208662
Instrument Date	May 18, 2018
Instrument	208662
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	LAWYERS TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$586.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12526 HIGH BLUFF DR #210 SAN DIEGO CA 921302066, 210, SAN DIEGO, CA 92130-2066

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$654,248 (+2%) Land $341,347 Building $312,901
2025	$7,338.00 (+5.16%)	$641,420 (+4.04%) Land $334,654 Building $306,766
2023	$6,978.00 (+1.54%)	$616,514 Land $321,660 Building $294,854
2022	$6,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

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