359 Saddlebrook Ln, Naples, FL 34110 Property Records

Collier County property record for 359 Saddlebrook Ln, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	2,512 sqft · built 2006
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Oct 2023)
Tax Bill	$8,953 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`412650 363A23`

Property Details

APN / Parcel Number

Primary APN	`412650 363A23`
Alternative APN	`50940010061`

Interior

Stories	1 Story
Building Area	2,512 sqft Living Area
1st Floor Area	2,512 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Pool Area	231 sqft
Deck Area	381 sqft

Location & Zoning

Street Address	359 SADDLEBROOK LN
City	NAPLES
State	FL
Zip	34110-1373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	HORSE CREEK ESTATES LOT 36
Legal Range	25
Legal Township	48
Legal Section	23
Legal Subdivision	HORSE CREEK ESTATES
Legal Tract	412650
Legal Block	1
Legal Lot Number	36
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	10108

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	359 SADDLEBROOK LN, NAPLES, FL 34110-1373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
May 13, 2020	Deed of Trust, Mortgage · Line of Credit SANIBEL CAPTIVA COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Prior Sale	Dec 11, 2014 · Amount on Record
Deed Document Number	20236469263
Deed Book / Page	6300 / 1027
Prior Transfer Date	Jul 18, 2006
Prior Transfer Doc	0040743301
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 25, 2023
Property Address	359 SADDLEBROOK LN, NAPLES, FL 34110-1373
Document Number	0063001027
Book / Page	6300 / 1027
Map Reference	MB 41 PG 74
Instrument Date	Oct 19, 2023
Instrument	6469263
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	376 CYPRESS WAY W, NAPLES, FL 34110-1130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 SADDLEBROOK LN, NAPLES, FL 34110-1373

Mortgage

Document Number	0063001029
Date	Oct 25, 2023
Instrument	6300/1029

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	359 SADDLEBROOK LN, NAPLES, FL 34110-1373
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057623231
Date	May 13, 2020
Book Page	5762/3231
Instrument	5866582

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank
Address	FORT MYERS, FL 33919

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 8, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754,788 (-16.11%) Land $379,972 Building $374,816	$754,788 (-16.11%) Land $379,972 Building $374,816
2025	$8,953.00 (+1.73%) Homeowner's exemption	$899,778 (+104.65%) Land $436,803 Building $462,975	$899,778 (+10.6%) Land $436,803 Building $462,975
2024	$8,801.00 (+99.39%)
2023	$4,414.00 (+1.96%) Homeowner's exemption	$439,677 (+3%)	$813,522 (+17.65%) Land $323,075 Building $490,447
2022	$4,329.00 Homeowner's exemption	$426,871	$691,468 Land $170,145 Building $521,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 483 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	579 units insured incl. 96 condo units
Nearby Flood Claims	106 (1980–2024)
Claims Outside the SFHA	10 of 106
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 35 claims Hurricane Ian, Sep 2022 · 28 claims Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Summit Broadband.

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