359 S Main St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 359 S Main St, Concord, NH 03301

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 2,478 sqft · built 1880
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,181 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`CNCD M:7943Z B:6`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:7943Z B:6`
Alternative APN	`M:3 B:3 L:2`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,478 sqft Living Area
Gross Area	6,164 sqft
1st Floor Area	1,970 sqft
Attic	Attic
Attic Area	1,406 sqft
Basement Area	1,670 sqft
Unfinished Basement	1,538 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,476 sqft (2.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	359 S MAIN ST
City	CONCORD
State	NH
Zip	03301-3452
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM
Legal Block	6
Legal Lot Number	2
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1013
Census Tract	32701

Owner

359 S Main St, a duplex, is owned and occupied by two individuals who acquired it in August 2025.

Source: Merrimack County and Concord City records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	359 S MAIN ST, CONCORD, NH 03301-3452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit MERRIMACK COUNTY SAVINGS BANK
Jul 31, 2019	Deed of Trust, Mortgage · Line of Credit MERRIMACK CNTY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 7, 2025
Transfer Doc	0000012063
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	359 S MAIN ST, CONCORD, NH 03301-3452
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007645
Date	Apr 19, 2022
Book Page	3789/40
Instrument	202200007645

Lender

Name	MERRIMACK COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	359 S MAIN ST, CONCORD, NH 03301-3452
Document Number	0036421117
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	359 S MAIN ST CONCORD NH 033013452, CONCORD, NH 03301-3452

Mortgage

Document Number	0036421117
Date	Aug 14, 2019
Book Page	003642/001117
Instrument	14331

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Federal Savings Bank
Address	CONCORD, NH 03302-2826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 13, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 359 S Main St was $9,181.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Merrimack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,181.00	$315,400 Land $111,900 Building $203,500
2023	$8,472.00 (+3.75%)	$315,400 (-) Land $111,900 Building $203,500
2022	$8,166.00	$315,400 Land $111,900 Building $203,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 359 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2005–2011)
Most Recent Claim	Mar 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 359 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: TDS Telecom, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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