359 Richfield Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 359 Richfield Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,149 sqft · built 1948
Lot Size	0.181 acres (7,878 sqft)
Owner	2 Individual Names on File
Last Sale	$134,500 (Nov 2014)
Tax Bill	$4,336 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`487-311-06-00`

Property Details

APN / Parcel Number

Primary APN	`487-311-06-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,149 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	7,878 sqft (0.181 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	359 RICHFIELD AVE
City	EL CAJON
State	CA
Zip	92020-4328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-4300
Legal Description	LOT 170 TR 002028
Legal Subdivision	GARDEN HOMES
Legal Tract	002028
Legal Block	1
Legal Lot Number	170
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	16000

Owner

359 Richfield Ave is owned and occupied by two individuals who bought it in November 2014.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	359 RICHFIELD AVE, EL CAJON, CA 92020-4328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 28, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2014 · Amount on File
Deed Sale	Nov 4, 2014 · Amount on File
Prior Sale	Mar 2, 2012 · Amount on File
Deed Document Number	2014479215
Prior Transfer Date	Apr 7, 1994
Prior Transfer Doc	0000235545
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	359 RICHFIELD AVE, EL CAJON, CA 92020-4328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 RICHFIELD AVE, EL CAJON, CA 92020-4328

Mortgage

Document Number	0000031361
Date	Jan 15, 2021
Instrument	2021-0031361

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Apr 1, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	359 RICHFIELD AVE, EL CAJON, CA 92020-4328
Document Number	0000132840
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 RICHFIELD AVE EL CAJON CA 920204328, EL CAJON, CA 92020-4328

Mortgage

Document Number	0000132840
Date	Apr 4, 2018
Instrument	132840

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	359 RICHFIELD AVE, EL CAJON, CA 92020-4328
Document Number	0000122064
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 RICHFIELD AVE EL CAJON CA 920204328, EL CAJON, CA 92020-4328

Mortgage

Document Number	0000122064
Date	Mar 28, 2018
Instrument	122064

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 359 Richfield Ave was $4,336.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$301,059 (+2%) Land $153,699 Building $147,360
2025	$4,336.00	$295,157 Land $150,686 Building $144,471
2023	$3,987.00 (+4.04%)	$283,698 Land $144,836 Building $138,862
2022	$3,832.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 359 Richfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 359 Richfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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