359 Rector Rd, Monticello, KY 42633 Property Records

Wayne County property record for 359 Rector Rd, Monticello, KY 42633

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,346 sqft · built 2000
Lot Size	60 acres (2,613,600 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jun 2022)
Tax Bill	$742 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`017-00-00-088.00`

Property Details

APN / Parcel Number

Primary APN	`017-00-00-088.00`
Alternative APN	`8411`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,346 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,613,600 sqft (60 acres)
Terrain	Rolling
Driveway	Gravel Driveway
Porch	Slab
Porch Area	621 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	8411
Street Address	359 RECTOR RD
City	MONTICELLO
State	KY
Zip	42633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KY HWY 1009
Jurisdiction	WAYNE KY
Township / Civil Division	ZULA-POWERSBURG
Census Block Group	1
Census Block	1037
Census Tract	920402

Owner

359 Rector Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Wayne County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	359 RECTOR RD, MONTICELLO, KY 42633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit MONTICELLO BANKING COMPANY
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit MONTICELLO BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on File
Deed Sale	Jun 8, 2022 · Amount on File
Deed Document Number	2022153580
Deed Book / Page	401 / 44
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Recording Date	Sep 25, 2026
Property Address	359 RECTOR RD, MONTICELLO, KY 42633
Document Number	0000168523
Book / Page	496 / 199
Instrument Date	Sep 11, 2026
Instrument	2026168523
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 RECTOR RD, MONTICELLO, KY 42633

Mortgage

Document Number	0000168523,
Date	Sep 25, 2026
Book Page	496/199
Instrument	2026168523

Lender

Name	MONTICELLO BANKING COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 30, 2036

Interest

Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	359 RECTOR RD, MONTICELLO, KY 42633
Transaction Type	Mortgage
Record Updated	Sep 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0000409019
Date	Aug 17, 2017
Book Page	409/019

Lender

Name	MONTICELLO BANKING CO
Type	Bank
Address	Monticello, KY 42633

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 30, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 359 Rector Rd was $742 with a homeowner's exemption.

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,450 (-) Land $10,950 Building $122,500	$272,500 (+104.2%) Land $150,000 Building $122,500
2025	$742.00 Homeowner's exemption	$133,450	$133,450
2023	$1,192.00	$126,210	$126,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 359 Rector Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 359 Rector Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO WATER & SEWER COMMISSION serves 21,000 people · EPA ID KY1160291
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Broadlinc Fixed Wireless	25 / 3

May also be available: Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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