359 Plato Pl, Middletown, DE 19709 Property Records

New Castle County property record for 359 Plato Pl, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,141 sqft · built 2014
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$310,830 (Jan 2015)
Tax Bill	$4,902 (2025)
Deeds & Mortgages	Jan 2019 Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-013.21-203`

Property Details

APN / Parcel Number

Primary APN	`13-013.21-203`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,141 sqft Living Area
1st Floor Area	1,583 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	359 PLATO PL
City	MIDDLETOWN
State	DE
Zip	19709-9871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	VILLAGE OF BAYBERRY NORTH
Legal Lot Number	774
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3027
Census Tract	16611

Owner

359 Plato Pl is owned and occupied by two individuals who bought it in January 2015.

Source: New Castle County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	359 PLATO PL, MIDDLETOWN, DE 19709-9871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · ARM AMERICAN FEDERAL MORTGAGE CORP
May 12, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 10, 2020	Deed of Trust, Mortgage · Conventional with PMI SI MORTGAGE COMPANY SI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2015 · Amount on File
Deed Sale	Jan 23, 2015 · Amount on File
Deed Document Number	20153324
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	359 PLATO PL, MIDDLETOWN, DE 19709-9871
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000132
Date	Jan 2, 2019
Instrument	20190102-0000132

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	359 PLATO PL, MIDDLETOWN, DE 19709-9871
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 PLATO PL, MIDDLETOWN, DE 19709-9871

Mortgage

Document Number	0000050925
Date	May 12, 2022
Instrument	20220512-0050925

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	359 PLATO PL, MIDDLETOWN, DE 19709-9871
Document Number	0000115704
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	359 PLATO PL MIDDLETOWN DE 197099871, MIDDLETOWN, DE 19709-9871

Mortgage

Document Number	0000115704
Date	Dec 18, 2020
Instrument	115704

Lender

Name	SI MORTGAGE COMPANY SI MORTGAGE COMPANY
Type	Bank
Address	STERLING HEIGHTS, MI 48310

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Dec 17, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 359 Plato Pl was $4,902.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,902.00	$631,600 Land $91,700 Building $539,900
2024			$575,640
2023	$4,683.00	$131,700 Land $12,000 Building $119,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 359 Plato Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 359 Plato Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, T-Mobile.

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