Haywood County property record for 359 Nelson St, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,232 sqft · built 1979 |
| Lot Size | 2.37 acres (103,542 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Dec 2019) |
| Tax Bill | $1,678 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8636-49-5360 |
| Primary APN | 8636-49-5360 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Heated Area |
| Gross Area | 1,848 sqft |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 616 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 103,542 sqft (2.37 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 260362 |
|---|---|
| Street Address | 359 NELSON ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-8049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | 359 NELSON ST |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 920502 |
Source: Haywood County records · APN 8636-49-5360
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 359 NELSON ST, CLYDE, NC 28721-8049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Dec 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on Record |
| Deed Sale | Dec 16, 2019 · Amount on Record |
| Prior Sale | Sep 18, 1987 |
| Deed Document Number | 201911718 |
| Deed Book / Page | 987 / 1786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 359 NELSON ST, CLYDE, NC 28721-8049 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | ACCUARTE GROUP LLC OH |
| Name | Verified Name |
|---|---|
| Address | 359 NELSON ST, CLYDE, NC 28721-8049 |
| Document Number | 0011472425 |
|---|---|
| Date | Mar 04, 2026 |
| Book Page | 1147/2425 |
| Instrument | 2026001756 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 359 NELSON ST, CLYDE, NC 28721-8049 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010261596 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 1026/1596 |
| Instrument | 2021004095 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Dec 16, 2019 |
| Property Address | 359 NELSON ST, CLYDE, NC 28721-8049 |
| Document Number | 0009871788 |
| Book / Page | 000987 / 001788 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 11718 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 359 NELSON ST CLYDE NC 287218049, CLYDE, NC 28721-8049 |
| Document Number | 9871803 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 000987/001803 |
| Instrument | 11719 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 15, 2039 |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,700 (-) Land $45,400 Building $188,300 | ||
| 2025 | $1,678.00 | $233,700 (-) Land $45,400 Building $188,300 | $233,700 (-) Land $45,400 Building $188,300 |
| 2023 | $233,700 Land $45,400 Building $188,300 | $233,700 (-) Land $45,400 Building $188,300 | |
| 2021 | $233,700 Land $45,400 Building $188,300 |
Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless · Fiber in parts of the area | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 48 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CLYDE serves 3,228 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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