359 Farmbrook Ln, Gaylord, MI 49735 Property Records

Otsego County property record for 359 Farmbrook Ln, Gaylord, MI 49735

Property Summary

Property Type	Single Family Home
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,000 (Nov 2019)
Tax Bill	$1,394 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2019 Mortgage + 2 more
APN	`081-185-000-010-00`

Property Details

APN / Parcel Number

Primary APN	`081-185-000-010-00`

Exterior

Lot Area	118,919 sqft (2.73 acres)

Location & Zoning

Street Address	359 FARMBROOK LN
City	GAYLORD
State	MI
Zip	49735-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 MEADOWBROOK FARMS T31N R3W
Legal Subdivision	MEADOWBROOK FARMS
Legal Lot Number	10
Jurisdiction	OTSEGO MI
Township / Civil Division	LIVINGSTON
Census Block Group	1
Census Block	1010
Census Tract	950200

Owner

Source: Otsego County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 754, GAYLORD, MI 49734-0754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNION
Nov 20, 2019	Deed of Trust, Mortgage COMMUNITY FINANCIAL
Nov 20, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY FINANCIAL
Nov 20, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Prior Sale	Oct 7, 2005 · Amount on Record
Deed Book / Page	1509 / 650
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	359 FARMBROOK LN, GAYLORD, MI 49735-8320
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 FARMBROOK LN, GAYLORD, MI 49735-8320

Mortgage

Document Number	0000001634/0000000558
Date	Jul 25, 2023
Book Page	0000001634/0000000558

Lender

Name	COMMUNITY FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	359 FARMBROOK LN, GAYLORD, MI 49735-8320
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001509/0000000651
Date	Nov 20, 2019
Book Page	0000001509/0000000651

Lender

Name	COMMUNITY FINANCIAL

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Nov 20, 2019
Property Address	359 FARMBROOK LN, GAYLORD, MI 49735-8320
Document Number	1509/650
Book / Page	1509 / 650
Instrument Date	Nov 19, 2019
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	ALPINE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 754, GAYLORD, MI 49734-0754

Mortgage

Document Number	0000001509/0000000651
Date	Nov 20, 2019
Book Page	0000001509/0000000651

Lender

Name	COMMUNITY FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Nov 20, 2019
Property Address	359 FARMBROOK LN, GAYLORD, MI 49735-8320
Document Number	001509/650
Book / Page	1509 / 650
Instrument Date	Nov 19, 2019
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 754, GAYLORD, MI 49734-0754

Tax Assessment & Valuation

Source: Otsego County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Livingston Township
Unified School District	Gaylord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,200 (+6.32%)	$380,400 (+6.32%)
2025	$1,394.00 (-41.65%) Homeowner's exemption	$178,900 (+30.3%)	$357,800 (+30.3%)
2024	$2,389.00 (+9.19%)
2023		$137,300	$274,600
2022	$2,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Truestream.

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