359 E 870 N, American Fork, UT 84003 Property Records

Utah County property record for 359 E 870 N, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,332 sqft · built 1982
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Sep 2016)
Tax Bill	$2,629 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`34-056-0008`

Property Details

APN / Parcel Number

Primary APN	`34-056-0008`
Alternative APN	`100589`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	1,332 sqft
Basement Area	1,232 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	100589
Street Address	359 E 870 N
City	AMERICAN FORK
State	UT
Zip	84003-1389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, PLAT A, AFTON MEADOWS SUB.
Legal Subdivision	AFTON MEADOWS SUB
Legal Lot Number	8
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	1
Census Block	1010
Census Tract	10700

Owner

359 E 870 N is owned and occupied by two individuals who bought it in September 2016.

Source: Utah County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	359 E 870 N, AMERICAN FORK, UT 84003-1389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FCU
Nov 12, 2020	Deed of Trust, Mortgage AMERICAN FINANCING
Dec 11, 2019	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY CU
Oct 30, 2019	Deed of Trust, Mortgage UTAH CMNTY FCU
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2016 · Amount on File
Deed Sale	Sep 6, 2016 · Amount on File
Prior Sale	Sep 28, 2009 · Amount on File
Deed Document Number	201686300
Prior Transfer Date	Aug 31, 2016
Prior Transfer Doc	0000086302
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Aug 25, 2026
Property Address	359 E 870 N, AMERICAN FORK, UT 84003-1389
Document Number	0000070601
Instrument Date	Aug 20, 2026
Instrument	202670601
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	359 E 870 N, AMERICAN FORK, UT 84003-1389

Mortgage

Document Number	0000070601,
Date	Aug 25, 2026
Instrument	202670601

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	359 E 870 N, AMERICAN FORK, UT 84003-1389
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087802
Date	Nov 10, 2025
Instrument	87802:2025

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	359 E 870 N, AMERICAN FORK, UT 84003-1389
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147883
Date	Aug 25, 2021
Instrument	147883:2021

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	359 E 870 N, AMERICAN FORK, UT 84003-1389
Document Number	0000181957
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	VISTA TITLE INC, TITAN TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	359 E 870 N AMERICAN FORK UT 840031389, AMERICAN FORK, UT 84003-1389

Mortgage

Document Number	0000181957
Date	Nov 17, 2020
Instrument	181957

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	359 E 870 N, AMERICAN FORK, UT 84003-1389
Document Number	0000132912
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	359 E 870 N AMERICAN FORK UT 840031389, AMERICAN FORK, UT 84003-1389

Mortgage

Document Number	0000132912
Date	Dec 16, 2019
Instrument	132912

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2034

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	359 E 870 N, AMERICAN FORK, UT 84003-1389
Document Number	0000114575
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	359 E 870 N AMERICAN FORK UT 840031389, AMERICAN FORK, UT 84003-1389

Mortgage

Document Number	0000114575
Date	Nov 4, 2019
Instrument	114575

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	359 E 870 N, AMERICAN FORK, UT 84003-1389
Document Number	0000072088
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	359 E 870 N AMERICAN FORK UT 840031389, AMERICAN FORK, UT 84003-1389

Mortgage

Document Number	0000072088
Date	Jul 27, 2017
Instrument	72088

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 26, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 359 E 870 N was $2,629.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,845 (-41.91%)	$577,900 (+5.61%) Land $322,500 Building $255,400
2025	$2,629.00	$547,200 Land $238,900 Building $308,300	$547,200 Land $238,900 Building $308,300
2024	$2,629.00 (+18.96%)
2023	$2,210.00 (-6.36%)	$260,425	$473,500 Land $227,500 Building $246,000
2022	$2,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 359 E 870 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 359 E 870 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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