359 Concord St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 359 Concord St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,456 sqft · built 1988
Lot Size	0.786 acres (34,240 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Jul 2022)
Tax Bill	$7,645 (2026)
Deeds & Mortgages	Nov 2023 Refinance Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0239 B:0035 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0239 B:0035 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	2 Units
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,240 sqft (0.786 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	359 CONCORD ST
City	GLOUCESTER
State	MA
Zip	01930-1535
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-80
Legal Subdivision	DODGE-BAZERLEY REALTY TR GLOUC
Legal Block	35
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2009
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	359 CONCORD ST, GLOUCESTER, MA 01930-1535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Jul 8, 2022	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 3, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Deed Document Number	20223640
Deed Book / Page	41055 / 203
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	359 CONCORD ST, GLOUCESTER, MA 01930-1535
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041874-327
Date	Nov 27, 2023
Book Page	41874/327
Instrument	20231127000230

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 8, 2022
Property Address	359 CONCORD ST, GLOUCESTER, MA 01930-1535
Document Number	041055-203
Book / Page	41055 / 203
Instrument Date	Jul 8, 2022
Instrument	20220708003640
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 CONCORD ST, GLOUCESTER, MA 01930-1535

Mortgage

Document Number	220708003650
Date	Jul 8, 2022
Instrument	220708003650

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	359 CONCORD ST, GLOUCESTER, MA 01930-1535
Document Number	35796-72
Book / Page	035796 / 000072
Instrument Date	Nov 3, 2016
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35796-72
Date	Apr 13, 2017
Book Page	035796/000072
Instrument	1704130343

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,645.00 (+8.72%)	$821,200 (+13.5%) Land $242,500 Building $578,700	$679,298
2025	$7,032.00 (+2.05%)	$723,500 (+2.16%) Land $224,600 Building $498,900
2024	$6,891.00 (-2.72%)	$708,200 (+5.88%) Land $213,900 Building $494,300
2023	$7,084.00	$668,900 Land $190,900 Building $478,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2007 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Concord St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures