Kendall County property record for 359 Cascade Ln, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,720 sqft · built 1995 |
| Lot Size | 0.118 acres (5,122 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Feb 2023) |
| Tax Bill | $6,771 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-09-430-041 |
| Primary APN | 03-09-430-041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 3,494 sqft |
| 1st Floor Area | 1,720 sqft |
| Basement Area | 1,354 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 5,122 sqft (0.118 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 359 CASCADE LN |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-7337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 2 BLDG 12 WINDING WATERS CONDOS & % INTEREST IN COMMON AREA, VILLAGE OF OSWEGO |
| Legal Subdivision | WINDING WATERS CONDOS |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 890107 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6602 TAYLOR DR, WOODRIDGE, IL 60517-1317 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Feb 10, 2023 | Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2023 · Amount on Record |
| Deed Sale | Feb 10, 2023 · Amount on Record |
| Prior Sale | Nov 4, 2008 · Amount on Record |
| Deed Document Number | 20231493 |
| Prior Transfer Date | Jun 13, 2011 |
| Prior Transfer Doc | 0000010894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 359 CASCADE LN, OSWEGO, IL 60543-7337 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 359 CASCADE LN, OSWEGO, IL 60543-7337 |
| Document Number | 0000003464 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 202600003464 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.09% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 10, 2023 |
| Property Address | 359 CASCADE LN, OSWEGO, IL 60543-7337 |
| Document Number | 0000001493 |
| Map Reference | DOC 9509952 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 202300001493 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 359 CASCADE LN, OSWEGO, IL 60543-7337 |
| Document Number | 0000001494 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 202300001494 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate | 6.25% |
|---|
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,765 (+44.21%) Land $18,536 Building $84,229 | $308,295 (+44.21%) Land $55,608 Building $252,687 | |
| 2024 | $6,771.00 | ||
| 2022 | $71,261 Land $12,854 Building $58,407 | $213,783 Land $38,562 Building $175,221 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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