359 Bernice Ave, Northlake (Melrose Park), IL 60164 Property Records

Cook County property record for 359 Bernice Ave, Northlake, IL 60164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,800 sqft · built 1956
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$209,000 (Oct 2017)
Tax Bill$7,478 (2023)
Deeds & MortgagesOct 2020 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-32-412-015

Property Details

APN / Parcel Number

Primary APN12-32-412-015
Alternative APN
  • 12-32-412-015-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,800 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1957
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address359 BERNICE AVE
CityNORTHLAKE
StateIL
Zip60164-1805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(SECTION2) OF (COUNTRY) CLUB ADD TO (MIDLAND) DEVELOP MENT COS NORTHLAKE VILLAGE SUB IN SEC 32-40-12
Legal Range12E
Legal Township40N
Legal Section32
Legal SubdivisionSECTION2 OF COUNTRY CLUB ADD TO MIDLAND
Legal Block26
Legal Lot Number15
JurisdictionCOOK IL
Township / Civil DivisionLEYDEN
Census Block Group4
Census Block4017
Census Tract811301

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address359 BERNICE AVE, NORTHLAKE, IL 60164-1805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Oct 4, 2017Warranty Deed, Transfer · Conventional with PMI
MB FIN'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 4, 2017 · Amount on Record
Deed SaleOct 4, 2017 · Amount on Record
Prior SaleJul 23, 2008 · Amount on Record
Deed Document Number20176092
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address359 BERNICE AVE, NORTHLAKE, IL 60164-1805
Document Number2032038066
Instrument DateOct 15, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address359 BERNICE AVE NORTHLAKE IL 601641805, NORTHLAKE, IL 60164-1805

Mortgage

Document Number2032038066
DateNov 17, 2020
Instrument32038066
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 16, 2035

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 4, 2017
Property Address359 BERNICE AVE, NORTHLAKE, IL 60164-1805
Document Number1727706092
Instrument DateSep 28, 2017
Instrument27706092
Transaction TypeTransfer
Record UpdatedOct 18, 2017
Title CompanyALTIMA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$209.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address359 BERNICE AVE NORTHLAKE IL 601641805, NORTHLAKE, IL 60164-1805

Mortgage

Document Number1727706093
DateOct 4, 2017
Instrument27706093
Lender
NameMB FIN'L BK
TypeBank
AddressANN ARBOR, MI 48105
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 3, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLeyden Township
MunicipalityNorthlake City
Elementary School DistrictBerkeley School District 87 (PK - 08)
Secondary School DistrictLeyden Community High School District 212 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,000 (+27.62%) Land $4,125 Building $27,875$320,000 (+27.62%) Land $41,250 Building $278,750
2023$7,478.00 (-7.16%)
2022$8,055.00 Homeowner's exemption$25,075 Land $3,375 Building $21,700$250,750 Land $33,750 Building $217,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHLAKE
serves 12,840 people · EPA ID IL0314710
Water SourcePurchased surface water from MELROSE PARK
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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