359 3rd Ave NE, Carmel, IN 46032 Property Records

Hamilton County property record for 359 3rd Ave NE, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,125 sqft · built 2011
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,159 (2024)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-001-006.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-001-006.000-018`
Alternative APN	`1610300001006000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,125 sqft Living Area
1st Floor Area	1,373 sqft
2nd Floor Area	1,682 sqft
Basement Area	1,373 sqft
Finished Basement	1,070 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Other
Roof Material	Asphalt
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	791 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1610300001006000
Street Address	359 3RD AVE NE
City	CARMEL
State	IN
Zip	46032-1945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .19, SECTION 30, TOWNSHIP 18, RANGE 4, BLACKWELL PARK, LOT 6A, IRREGULAR SHAPE
Legal Subdivision	C W WIEDLERS
Legal Lot Number	6
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1027
Census Tract	110905

Owner

359 3rd Ave NE is owned and occupied by two individuals who acquired it in November 2010.

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	359 3RD AVE NE, CARMEL, IN 46032-1945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 21, 2018	Deed of Trust, Mortgage · Line of Credit FIRST INTERNET BK/IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2010
Deed Sale	Nov 29, 2010
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	359 3RD AVE NE, CARMEL, IN 46032-1945
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052402
Date	Jul 20, 2021
Instrument	2021052402

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2031

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	359 3RD AVE NE, CARMEL, IN 46032-1945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028028
Date	May 13, 2020
Instrument	2020028028

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	359 3RD AVE NE, CARMEL, IN 46032-1945
Document Number	0000040401
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	359 3RD AVE NE CARMEL IN 460321945, CARMEL, IN 46032-1945

Mortgage

Document Number	0000040401
Date	Aug 29, 2018
Instrument	40401

Lender

Name	FIRST INTERNET BK/IN
Type	Bank
Address	FISHERS, IN 46037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$589,700 (+8.82%) Land $194,200 Building $395,500	$589,700 (+8.82%) Land $194,200 Building $395,500
2024	$6,159.00 (+2.29%)	$541,900 (-0.71%) Land $194,200 Building $347,700	$541,900 (-0.71%) Land $194,200 Building $347,700
2023	$6,021.00 (-2.97%) Homeowner's exemption	$545,800 (+0.42%) Land $194,200 Building $351,600	$545,800 (+0.42%) Land $194,200 Building $351,600
2022	$6,205.00 Homeowner's exemption	$543,500 Land $180,900 Building $362,600	$543,500 Land $180,900 Building $362,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 359 3rd Ave NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 359 3rd Ave NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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