Washington County property record for 3589 Viking Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2008 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $82,000 (Oct 2013) |
| Tax Bill | $431 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-0312-0005 |
| Primary APN | 05-0312-0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 1,772 sqft |
| 1st Floor Area | 1,288 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,975 sqft (0.229 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Porch | Florida Room |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3589 VIKING DR |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-2770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNY HILLS UNIT #5 LOT 5 ORB 967 P 333 BLK 0312 |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | SUNNY HILLS |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Legal Unit | 5 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1117 |
| Census Tract | 970301 |
Source: Washington County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3589 VIKING DR, CHIPLEY, FL 32428-2770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE LL |
| Sep 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 4, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Oct 10, 2024 | Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Nov 17, 2017 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Oct 29, 2020 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Jan 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2013 · Amount on Record |
| Deed Sale | Oct 29, 2013 · Amount on Record |
| Prior Sale | Jul 3, 2013 |
| Deed Document Number | 201367006366 |
| Deed Book / Page | 967 / 333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jun 4, 2026 |
| Property Address | 3589 VIKING DR, CHIPLEY, FL 32428-2770 |
| Document Number | 0000004261 |
| Book / Page | 1373 / 45 |
| Instrument Date | May 23, 2026 |
| Instrument | 20264261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | UNITED WHOLESALE MORTGAGE LL |
| Name | Verified Name |
|---|---|
| Address | 3589 VIKING DR, CHIPLEY, FL 32428-2770 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004261, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 1373/45 |
| Instrument | 20264261 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 3589 VIKING DR, CHIPLEY, FL 32428-2770 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0067007537 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 1252/813 |
| Instrument | 202267007537 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 3589 VIKING DR, CHIPLEY, FL 32428-2770 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3589 VIKING DR, CHIPLEY, FL 32428-2770 |
| Investor | Possibly a Property Investor |
| Document Number | 0067008348 |
|---|---|
| Date | Dec 4, 2023 |
| Book Page | 1289/140 |
| Instrument | 202367008348 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 3589 VIKING DR, CHIPLEY, FL 32428-2770 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3589 VIKING DR, CHIPLEY, FL 32428-2770 |
| Investor | Possibly a Property Investor |
| Document Number | 0067007357 |
|---|---|
| Date | Oct 10, 2024 |
| Book Page | 1318/83 |
| Instrument | 202467007357 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3060 WILLIAMS DR STE 600, FAIRFAX, VA 22031 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 3589 VIKING DR, CHIPLEY, FL 32428-2770 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067007933 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 1104/216 |
| Instrument | 201767007933 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 3589 VIKING DR, CHIPLEY, FL 32428-2770 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3589 VIKING DR, CHIPLEY, FL 32428-2770 |
| Document Number | 0067007283 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 1189/890 |
| Instrument | 202067007283 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 3589 VIKING DR, CHIPLEY, FL 32428-2770 |
| Document Number | 0067001982 |
| Instrument Date | Jan 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3589 VIKING DR CHIPLEY FL 324282770, CHIPLEY, FL 32428-2770 |
| Document Number | 0067001982 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 001171/000608 |
| Instrument | 67001982 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2050 |
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $431.00 (+11.37%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $103,167 (+2.9%) | $155,683 (+1.13%) Land $5,000 Building $150,683 |
| 2024 | $387.00 (+1.04%) Homeowner's exemption | $100,259 (+3%) | $153,946 (+7.91%) Land $5,000 Building $148,946 |
| 2023 | $383.00 (-3.53%) Homeowner's exemption | $97,339 (+3%) | $142,660 (+7.83%) Land $5,000 Building $137,660 |
| 2022 | $397.00 Homeowner's exemption | $94,504 | $132,306 Land $3,500 Building $128,806 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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