3589 Sutherland Ln, California, KY 41007 Property Records

Campbell County property record for 3589 Sutherland Ln, California, KY 41007

Property Summary

Property Type	Single Family Home
Lot Size	4.06 acres (176,897 sqft)
Owner	Individual Name on File
Tax Bill	$4,498 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-29-658.02`

Property Details

APN / Parcel Number

Primary APN	`999-99-29-658.02`

Exterior

Lot Area	176,897 sqft (4.06 acres)

Location & Zoning

Street Address	3589 SUTHERLAND LN
City	CALIFORNIA
State	KY
Zip	41007-8459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2 PARCEL A 4.061 AC
Legal Tract	2
Jurisdiction	CAMPBELL KY
Township / Civil Division	GRANTS LICK
Census Block Group	1
Census Block	1018
Census Tract	52002

Owner

3589 Sutherland Ln is owned by an individual who acquired it in July 2021.

Source: Campbell County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3699 SUTHERLAND LN, CALIFORNIA, KY 41007-8462
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 16, 2023	Deed of Trust, Mortgage · Construction Mortgage HERITAGE BANK INC
Jul 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 22, 2021
Transfer Doc	0005136512
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	3589 SUTHERLAND LN, CALIFORNIA, KY 41007-8459
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3589 SUTHERLAND LN, CALIFORNIA, KY 41007-8459

Mortgage

Document Number	0006030510
Date	Mar 20, 2026
Book Page	M1161/341
Instrument	6030510

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	WASHNGTON TRACE RD, CALIFORNIA, KY 41007
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	KENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1141 CEDAR RIDGE LN 4, 4, PARK HILLS, KY 41011-3840

Mortgage

Document Number	0005167107
Date	Mar 16, 2023
Book Page	M1099/37
Instrument	5167107

Lender

Name	HERITAGE BANK INC
Type	Bank
Address	BURLINGTON, KY 41005

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Sep 14, 2024

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL KY
Recording Date	Jul 22, 2021
Property Address	WASHNGTON TRACE RD, CALIFORNIA, KY 41007
Document Number	0005136512
Book / Page	D348 / 85
Map Reference	MB 273 PG 509
Instrument Date	Jul 22, 2021
Instrument	5136512
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1141 CEDAR RIDGE LN APT 4, 4, PARK HILLS, KY 41011-3840

Tax Assessment & Valuation

The 2025 property tax bill for 3589 Sutherland Ln was $4,498.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,498.00	$377,400 Land $80,000 Building $297,400	$377,400 Land $80,000 Building $297,400
2023	$510.00	$42,500 Land $42,500	$42,500 Land $42,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3589 Sutherland Ln in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3589 Sutherland Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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