3589 Shay Rd, Naples, NY 14512 Property Records

Yates County and Italy Town property record for 3589 Shay Rd, Naples, NY 14512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,082 sqft · built 2023
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,788 (2026)
Deeds & Mortgages	Nov 2025 Refinance Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`572400 56.03-1-35`

Property Details

APN / Parcel Number

Primary APN	`572400 56.03-1-35`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,082 sqft Living Area
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Attached
Garage Area	1,216 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3589 SHAY RD
City	NAPLES
State	NY
Zip	14512-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	35.000
Jurisdiction	YATES NY
Township / Civil Division	ITALY
Census Block Group	1
Census Block	1026
Census Tract	150302

Owner

3589 Shay Rd is owned and occupied by two individuals.

Source: Yates County and Italy Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3589 SHAY RD, NAPLES, NY 14512-9616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE
Aug 14, 2026	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Aug 14, 2026	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	3589 SHAY RD, NAPLES, NY 14512-9616
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	UNKNOWN, BROWNELL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3589 SHAY RD, NAPLES, NY 14512-9616
Investor	Possibly a Property Investor

Mortgage

Document Number	0202518871
Date	Nov 6, 2025
Instrument	2025-18871

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2055

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Recording Date	Aug 14, 2026
Property Address	3589 SHAY RD, NAPLES, NY 14512-9616
Document Number	0000021067
Instrument Date	Dec 11, 2024
Instrument	202621067
Transaction Type	Mortgage
Record Updated	Sep 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3589 SHAY RD, NAPLES, NY 14512-9616
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021067,
Date	Aug 14, 2026
Instrument	202621067

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Recording Date	Aug 14, 2026
Property Address	3589 SHAY RD, NAPLES, NY 14512-9616
Document Number	0000021066
Instrument Date	Dec 11, 2024
Instrument	202621066
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	BROWNELL ABSTRACT CORPORATION, BROWNELL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3589 SHAY RD, NAPLES, NY 14512-9616
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021066,
Date	Aug 14, 2026
Instrument	202621066

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jan 1, 2055

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 3589 Shay Rd was $8,788 with a veteran's exemption.

Source: Yates County and Italy Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Italy Town
Unified School District	Gorham-Middlesex Central School District (Marcus Whitman) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,788.00 Veteran's exemption
2025		$385,000 Land $19,600 Building $365,400	$405,263 Land $20,632 Building $384,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3589 Shay Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3589 Shay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
CBN Fixed Wireless · not low latency	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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