Iosco County property record for 3589 E River Rd, Oscoda, MI 48750
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1960 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Sep 2026) |
| Tax Bill | $2,159 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2012 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064P2000001500 |
| Primary APN | 064P2000001500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 912 sqft Building Perimeter |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3589 E RIVER RD |
|---|---|
| City | OSCODA |
| State | MI |
| Zip | 48750-9201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | TATES PINECREST SUB LOT 15 |
| Legal Subdivision | TATES PINECREST SUB |
| Legal Lot Number | 15 |
| Jurisdiction | IOSCO MI |
| Township / Civil Division | OSCODA |
| Census Block Group | 2 |
| Census Block | 2093 |
| Census Tract | 101 |
Source: Iosco County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3589 E RIVER RD, OSCODA, MI 48750-9201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Jun 21, 2012 | Deed of Trust, Mortgage NORTHLAND AREA FEDERAL CREDIT UNION |
| Aug 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 28, 2024 | Quit Claim Deed, Transfer Quitclaim |
| May 28, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Feb 5, 2020 | Warranty Deed, Transfer |
| Dec 7, 2015 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 19, 2015 | Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Apr 25, 2007 | Warranty Deed, Transfer NORTHLAND AREA FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on Record |
| Deed Sale | Sep 11, 2026 · Amount on Record |
| Prior Sale | Aug 21, 2025 · Amount on Record |
| Deed Document Number | 20265337 |
| Prior Transfer Date | May 24, 2024 |
| Prior Transfer Doc | 2024002848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | Sep 11, 2026 |
| Property Address | 3589 E RIVER RD, OSCODA, MI 48750-9201 |
| Document Number | 0000005337 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 20265337 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3589 E RIVER RD, OSCODA, MI 48750-9201 |
| Document Number | 0000005338, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 20265338 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Oct 1, 2033 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IOSCO MI |
| Property Address | 3589 E RIVER RD, OSCODA, MI 48750-9201 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3589 E RIVER RD, OSCODA, MI 48750-9201 |
| Document Number | 01051/00474 |
|---|---|
| Date | Jun 21, 2012 |
| Book Page | 01051/00474 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|---|
| Address | PO BOX 519, OSCODA, MI 48750 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | Aug 21, 2025 |
| Property Address | 3589 E RIVER RD, OSCODA, MI 48750-9201 |
| Document Number | 2025005217 |
| Instrument Date | Aug 19, 2025 |
| Instrument | 2025005217 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1130 BEAVER RD, OSCODA, MI 48750-9240 |
| Document Number | 2025005218 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | 2025005218 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | May 28, 2024 |
| Property Address | 3589 E RIVER RD, OSCODA, MI 48750-9201 |
| Document Number | 2024002849 |
| Instrument Date | May 24, 2024 |
| Instrument | 2024002849 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4501 RICHMOND PARK LN APT 2501, 2501, GLEN ALLEN, VA 23060-6050 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | May 28, 2024 |
| Property Address | 3589 E RIVER RD, OSCODA, MI 48750-9201 |
| Document Number | 2024002848 |
| Instrument Date | May 24, 2024 |
| Instrument | 2024002848 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7019 HARBOR VIEW DR, LEESBURG, FL 34788-7531 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | Feb 5, 2020 |
| Property Address | 3589 E RIVER RD, OSCODA, MI 48750-9201 |
| Document Number | 2020000599 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 2020000599 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | Dec 7, 2015 |
| Property Address | 3589 E RIVER RD, OSCODA, MI 48750-9201 |
| Document Number | 01144/0838 |
| Book / Page | 1144 / 0838 |
| Instrument Date | Dec 2, 2015 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 519, OSCODA, MI 48750-0519 |
| Name | Verified Name |
|---|---|
| Address | 7214 WOODLEA RD, OSCODA, MI 48750-8772 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | Aug 19, 2015 |
| Property Address | 3589 E RIVER RD, OSCODA, MI 48750-9201 |
| Document Number | 01137/0073 |
| Book / Page | 1137 / 0073 |
| Instrument Date | Aug 12, 2015 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 519, OSCODA, MI 48750-0519 |
| Name | Verified Name |
|---|---|
| Address | 1935 N 5TH ST, FREMONT, OH 43420-8786 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | Apr 25, 2007 |
| Property Address | 3589 E RIVER RD, OSCODA, MI 48750-9201 |
| Document Number | 00919/00559 |
| Book / Page | 00919 / 00559 |
| Instrument Date | Apr 23, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 550 CURTIS RD, EAST TAWAS, MI 48730-9631 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 5, HARRISVILLE, MI 48740-0005 |
| Document Number | 00919/00560 |
|---|---|
| Date | Apr 25, 2007 |
| Book Page | 00919/00560 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|---|
| Address | PO BOX 519, OSCODA, MI 48750 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 1, 2037 |
Source: Iosco County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Iosco County |
| County Subdivision | Oscoda Charter Township |
| Unified School District | Oscoda Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,700 (-13.59%) Land $40,700 | $81,400 (-13.59%) Land $81,400 | |
| 2025 | $2,159.00 | $47,100 Land $47,100 | $94,200 Land $94,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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