3589 E Four Ridge Rd, Imperial, MO 63052 Property Records

Jefferson County property record for 3589 E Four Ridge Rd, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,490 sqft · built 1940
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,000 (May 2018)
Tax Bill	$1,189 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-2.0-09.0-0-000-037.03`

Property Details

APN / Parcel Number

Primary APN	`08-2.0-09.0-0-000-037.03`
Alternative APN	`0820090 03703`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	298 sqft
Finished Basement	298 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	84,071 sqft
Porch	Enclosed Frame Porch
Porch Area	250 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3589 E FOUR RIDGE RD
City	IMPERIAL
State	MO
Zip	63052-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	HANEPHIN HEIGHTS LOT 2
Legal Range	5E
Legal Township	42N
Legal Section	09
Legal Subdivision	HANEPHIN HEIGHTS
Legal Block	1
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	1
Census Block	1005
Census Tract	700107

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3589 E FOUR RIDGE RD, IMPERIAL, MO 63052-2751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 31, 2018	Quit Claim Deed, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	May 5, 2005 · Amount on Record
Deed Document Number	201815958
Prior Transfer Date	May 18, 2018
Prior Transfer Doc	0000015958
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3589 E FOUR RIDGE RD, IMPERIAL, MO 63052-2751
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3589 E FOUR RIDGE RD, IMPERIAL, MO 63052-2751

Mortgage

Document Number	0000004013
Date	Feb 4, 2022
Instrument	2022R-004013

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Mar 1, 2034

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 31, 2018
Property Address	3589 E FOUR RIDGE RD, IMPERIAL, MO 63052-2751
Document Number	0000015958
Instrument Date	May 18, 2018
Instrument	15958
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3589 E FOUR RIDGE RD IMPERIAL MO 630522751, IMPERIAL, MO 63052-2751

Mortgage

Document Number	15959
Date	May 31, 2018
Instrument	15959

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 30, 2033

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,500 (-) Land $3,300 Building $14,200	$92,500 (-) Land $17,600 Building $74,900
2025	$1,189.00 (+3.93%)	$17,500 (+4.17%) Land $3,300 Building $14,200	$92,500 (-) Land $17,600 Building $74,900
2024	$1,144.00 (-0.09%)		$92,500 (+4.52%) Land $17,600 Building $74,900
2023	$1,145.00	$16,800 Land $3,300 Building $13,500	$88,500 Land $17,600 Building $70,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	19 (1979–2013)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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