3589 County Down Ave, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 3589 County Down Ave, Kannapolis, NC 28081 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,228 sqft · built 2008
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Feb 2025)
Tax Bill	$4,760 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04051F0053.000000`

Property Details

APN / Parcel Number

Primary APN	`04051F0053.000000`
Alternative APNs	`5602 48 6411` `138605` `167078`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,228 sqft Living Area
Gross Area	3,137 sqft
1st Floor Area	1,093 sqft
Upper Floors Area	1,135 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Exterior Material	Asbestos
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	123 ft deep x 46 ft wide
Garage Type	Mixed
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	469 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	167078
Street Address	3589 COUNTY DOWN AVE
City	KANNAPOLIS
State	NC
Zip	28081-6439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 53 VILLAGE AT KELLSWATER BRIDGE
Legal Subdivision	KELLSWATER BRIDGE
Legal Lot Number	53
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3018
Census Tract	41202

Owner

Source: Cabarrus County records · APN 04051F0053.000000

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3589 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Nov 22, 2023	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
May 02, 2023	Warranty Deed, Transfer · Commercial Mortgage LAMMA PROPERITY GROUP LLC
May 02, 2023	Warranty Deed, Transfer REALTECH TITLE LLC, REALTECH TITLE
Jun 29, 2020	Quit Claim Deed, Transfer · Line of Credit MORGAN STANLEY MTG CAP HLDGS L
Mar 19, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2025 · Amount on Record
Deed Sale	Feb 11, 2025 · Amount on Record
Prior Sale	Nov 22, 2023 · Amount on Record
Deed Document Number	20252791
Deed Book / Page	17299 / 289
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3589 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439
Transaction Type	Mortgage
Record Updated	Feb 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3589 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439

Mortgage

Document Number	0017827328
Date	Jan 30, 2026
Book Page	17827/328

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 22, 2023
Property Address	3589 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439
Document Number	0001672961
Book / Page	16729 / 61
Map Reference	MB 51 PG 51
Instrument Date	Nov 22, 2023
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8101 COXWOOD COURT 3539 COUNTY DOWN AVENUE, CHARLOTTE, NC 28227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3589 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439

Mortgage

Document Number	0167290064
Date	Nov 22, 2023
Instrument	16729-0064

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 02, 2023
Property Address	3589 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439
Document Number	0016471310
Book / Page	16471 / 310
Map Reference	MB 51 PG 51
Instrument Date	May 02, 2023
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3589 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 NORTH GOULD SLREELT, SHERIDAN, WY 82801

Mortgage

Document Number	0164710313
Date	May 02, 2023
Instrument	16471-0313

Lender

Name	LAMMA PROPERITY GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 30, 2024

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 02, 2023
Property Address	3589 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439
Document Number	0016470286
Book / Page	16470 / 286
Map Reference	MB 51 PG 51
Instrument Date	Apr 26, 2023
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	REALTECH TITLE LLC, REALTECH TITLE

Transaction

Amount	Amount Recorded
Tax	$673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3589 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439
Investor	Possibly a Property Investor

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 29, 2020
Property Address	3589 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439
Document Number	1428567
Book / Page	014285 / 000067
Instrument Date	Jun 04, 2020
Instrument	20036
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995

Mortgage

Document Number	1428775
Date	Jun 29, 2020
Book Page	014287/000075
Instrument	20117

Lender

Name	MORGAN STANLEY MTG CAP HLDGS L
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 19, 2020
Property Address	3589 COUNTY DOWN AVE, KANNAPOLIS, NC 28081-6439
Document Number	14069180
Book / Page	014069 / 000180
Instrument Date	Mar 17, 2020
Instrument	8490
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,760.00 (+28.72%)	$419,220 (+55.3%) Land $92,000 Building $327,220
2024			$419,220 (+55.3%) Land $92,000 Building $327,220
2023	$3,698.00	$269,940 Land $58,000 Building $211,940	$269,940 Land $58,000 Building $211,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250412023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 332 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Fiber	1,000 / 1,000
Hotwire Communications	Fiber	1,000 / 200
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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