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35886 Esperia Way, Fallbrook, CA 92028 Property Records

San Diego County property record for 35886 Esperia Way, Fallbrook, CA 92028 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.182 acres (7,958 sqft)
OwnerIndividual Name on File
Tax Bill$9,100 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN108-506-02-00

Property Details

APN / Parcel Number

Primary APN108-506-02-00

Exterior

Lot Area7,958 sqft (0.182 acres)

Location & Zoning

Street Address35886 ESPERIA WAY
CityFALLBROOK
StateCA
Zip92028-6536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 TR 016186
Legal SubdivisionFALLBROOK 5338-5
Legal Tract016186
Legal Block1
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1059
Census Tract19002

Owner

Source: San Diego County records · APN 108-506-02-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address35886 ESPERIA WAY, FALLBROOK, CA 92028-6536
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 30, 2020Intrafamily Transfer, Subdivision Related Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2020
Deed SaleNov 30, 2020
Deed Document Number2020759730
Last Transfer DateJun 11, 2024
Transfer Doc0000152335
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address35886 ESPERIA WAY, FALLBROOK, CA 92028-6536
Transaction TypeMortgage
Record UpdatedDec 08, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address35886 ESPERIA WAY, FALLBROOK, CA 92028-6536

Mortgage

Document Number0000815500
DateNov 30, 2021
Instrument2021-0815500
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

November 2020: Intrafamily Transfer, Subdivision Related Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 30, 2020
Property Address35886 ESPERIA WAY, FALLBROOK, CA 92028-6536
Document Number0000759730
Map ReferenceMAP 16186
Instrument DateOct 11, 2020
Instrument2020-0759730
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE OC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address35886 ESPERIA WAY, FALLBROOK, CA 92028-6536

Mortgage

Document Number0000759731
DateNov 30, 2020
Instrument2020-0759731
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$742,478 (+2%) Land $220,814 Building $521,664
2025$9,100.00 (+4.08%)$727,921 (+4.04%) Land $216,485 Building $511,436
2023$8,743.00 (-0.27%)$699,657 Land $208,080 Building $491,577
2022$8,767.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730190021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
9 of 22 on primary residences
Nearby Flood Claims19 (1978–2019)
Claims Outside the SFHA6 of 19
Most Recent ClaimMar 2019
Flood Events
  • Severe Winter Storms, Flooding, And Debris And Mud Flows (Dec 2010), 2 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding (Feb 1993), 5 claims

Wildfire

Wildfire RiskHigh
above 80% of the US · above 58% of California
Wildfire LikelihoodAbout 1 in 165 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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