3588 Pine Flat Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 3588 Pine Flat Rd, Santa Cruz, CA 95060

Property Summary

Property Type	Recreational Vacant Land
Details	2 bd · 2 ba · 2,293 sqft · built 1964
Lot Size	0.89 acres (38,764 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,841 (2025)
Deeds & Mortgages	Mar 2024 Transfer Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`080-153-34`

Property Details

APN / Parcel Number

Primary APN	`080-153-34`
Alternative APN	`080-153-34-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,293 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	38,764 sqft (0.89 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	632 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3588 PINE FLAT RD
City	SANTA CRUZ
State	CA
Zip	95060-9424
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WEST SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	120200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 890, SOQUEL, CA 95073-0890
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Intrafamily Transfer, Transfer
Jan 4, 2022	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 21, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 1, 2017	Intrafamily Transfer, Transfer · ARM FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 27, 2024
Transfer Doc	0000005464
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 8, 2024
Property Address	3588 PINE FLAT RD, SANTA CRUZ, CA 95060-9424
Document Number	0000004331
Map Reference	VOL 33 PG 44
Instrument Date	Feb 27, 2024
Instrument	2024-0004331
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 890, SOQUEL, CA 95073-0890

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 4, 2022
Property Address	3588 PINE FLAT RD, SANTA CRUZ, CA 95060-9424
Document Number	0000000246
Map Reference	VOL 33 PG 44
Instrument Date	Dec 29, 2021
Instrument	2022-0000246
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3588 PINE FLAT RD, SANTA CRUZ, CA 95060-9424

Mortgage

Document Number	0000000247
Date	Jan 4, 2022
Instrument	2022-0000247

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 21, 2022
Property Address	3588 PINE FLAT RD, SANTA CRUZ, CA 95060-9424
Document Number	0000002009
Map Reference	VOL 33 PG 44
Instrument Date	Dec 29, 2021
Instrument	2022-0002009
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3588 PINE FLAT RD, SANTA CRUZ, CA 95060-9424

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 26, 2019
Property Address	3588 PINE FLAT RD, SANTA CRUZ, CA 95060-9424
Document Number	0000004836
Map Reference	VOL 33 PG 44
Instrument Date	Feb 21, 2019
Instrument	2019-0004836
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3588 PINE FLAT RD, SANTA CRUZ, CA 95060-9424

Mortgage

Document Number	0000004837
Date	Feb 26, 2019
Instrument	2019-0004837

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 1, 2017
Property Address	3588 PINE FLAT RD, SANTA CRUZ, CA 95060-9424
Document Number	0000025337
Map Reference	VOL33 PG44
Instrument Date	Jul 21, 2017
Instrument	2017-0025337
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3588 PINE FLAT RD, SANTA CRUZ, CA 95060-9424

Mortgage

Document Number	0000025339
Date	Aug 1, 2017
Instrument	2017-0025339

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Bonny Doon Union Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,388,130 (+2%) Land $800,611 Building $587,519
2025	$15,841.00 (+10.99%)	$1,360,912 (+4.04%) Land $784,913 Building $575,999
2023	$14,273.00 (+1.46%)	$1,308,067 Land $754,434 Building $553,633	$1,254,960
2022	$14,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1995–2023)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Cruzio.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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