Lapeer County property record for 3588 Merwin Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,920 sqft · built 1968 |
| Lot Size | 33.9 acres (1,477,991 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,989 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-026-001-00 |
| Primary APN | 008-026-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,920 sqft Living Area |
| 1st Floor Area | 2,890 sqft |
| Basement Area | 1,666 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 1,477,991 sqft (33.9 acres) |
| Garage Area | 702 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3588 MERWIN RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-7805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SEC 26 T7N R9E SEC 26 T7N R9E BEG N 89 DEG 20' 47 W 660.0 FT FROM E 1/4 COR, TH CONT N 89 DEG 20' 47 W 1292.22 FT, TH N 0 DEG |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 26 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 336000 |
Source: Lapeer County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3588 MERWIN RD, LAPEER, MI 48446-7805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3588 MERWIN RD, LAPEER, MI 48446-7805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3588 MERWIN RD, LAPEER, MI 48446-7805 |
| Document Number | 0031850174 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 3185/174 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 3, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lapeer County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,600 (+1.6%) | $519,200 (+1.6%) | |
| 2025 | $3,989.00 (+15.09%) Homeowner's exemption | $255,500 (+9.38%) | $511,000 (+9.38%) |
| 2023 | $233,600 | $467,200 | |
| 2022 | $3,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Bitwise Fixed Wireless | 25 / 5 |
5G and 4G LTE (outdoors only)
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