Caldwell County property record for 3588 Dry Creek Rd, Lockhart, TX 78644
| Property Type | Mobile Home |
|---|---|
| Details | 1,568 sqft · built 2021 |
| Lot Size | 12.9 acres (564,538 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,973 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200231-115-012-00 |
| Primary APN | 0200231-115-012-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 564,538 sqft (12.9 acres) |
| Deck Area | 60 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Storage Building | 160 sqft |
| Account Number | 119177 |
|---|---|
| Street Address | 3588 DRY CREEK RD |
| City | LOCKHART |
| State | TX |
| Zip | 78644-3597 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | A231 PETTUS, EDWARD, TRACT L, ACRES 12.96, ***DRY CREEK U/R SUBD***, LABEL1 PFS1293945, SN1 FLE240TX2146878A ***DRY CREEK U/R |
| Legal Subdivision | PETTUS, EDWARD |
| Legal Tract | L |
| Legal Lot Number | L |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 960103 |
3588 Dry Creek Rd, a mobile home, is owned and occupied by two individuals.
Source: Caldwell County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3588 DRY CREEK RD, LOCKHART, TX 78644-3597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 7, 2021 | Deed of Trust, Mortgage · Construction Mortgage AMCAP MORTGAGE LTD |
| Sep 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 3588 DRY CREEK RD, LOCKHART, TX 78644-3597 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3588 DRY CREEK RD, LOCKHART, TX 78644-3597 |
| Document Number | 2023006651 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023-006651 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 3588 DRY CREEK RD, LOCKHART, TX 78644-3597 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Title Company | INDEPENDENCE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2021006541 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021-006541 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 365 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 3588 DRY CREEK RD, LOCKHART, TX 78644-3597 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3588 DRY CREEK RD, LOCKHART, TX 78644-3597 |
| Document Number | 2022007222 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022-007222 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 3588 Dry Creek Rd was $2,973 with a homeowner's exemption, up 1.4% from the year before.
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,973.00 (+1.43%) | $184,750 (+2.35%) | $447,940 (-12.51%) Land $285,860 Building $162,080 |
| 2025 | $2,931.00 (+38.06%) Homeowner's exemption | $180,510 Land $28,240 Building $152,270 | $511,990 Land $359,720 Building $152,270 |
| 2024 | $2,123.00 (-29.7%) | ||
| 2023 | $3,020.00 (-3.02%) | $194,170 Land $49,610 Building $144,560 | $566,700 Land $422,140 Building $144,560 |
| 2022 | $3,114.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3588 Dry Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3588 Dry Creek Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 43% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Spry Air Fiber Fixed Wireless | 250 / 50 |
| VTX Communications Fixed Wireless | 100 / 20 |
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