3587 Lake Side Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 3587 Lake Side Dr, Reading, MI 49274

Property Summary

Property Type	Other
Lot Size	0.276 acres (12,052 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Oct 2018)
Tax Bill	$178 (2021)
Deeds & Mortgages	Jan 2019 Line of Credit Oct 2018 Sale
Flood Zone	Zone A (high risk)
APN	`10-080-001-017`

Property Details

APN / Parcel Number

Primary APN	`10-080-001-017`

Exterior

Lot Area	12,052 sqft (0.276 acres)
Lot Width	80 ft Width

Location & Zoning

Street Address	3587 LAKE SIDE DR
City	READING
State	MI
Zip	49274-9609
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	ZONING
Legal Description	LOT 14 SUNSET VIEW PLAT COMB ON 01/30/2023 WITH 10 080 001 006 INTO 10 080 001 025;
Legal Subdivision	SUNSET VIEW PLAT
Legal Lot Number	14
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3018
Census Tract	50400

Owner

3587 Lake Side Dr is owned by two individuals who bought it in October 2018.

Source: Hillsdale County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	766 WILLOW LN, TEMPERANCE, MI 48182-1474
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit PARISH FCU
Oct 23, 2018	Warranty Deed, Transfer MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TITLE AGENCY OF SOU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on File
Deed Sale	Oct 23, 2018 · Amount on File
Deed Book / Page	1706 / 93
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	3587 LAKE SIDE DR, READING, MI 49274-9609
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01713/0189
Date	Jan 25, 2019
Book Page	1713/0189

Lender

Name	PARISH FCU
Type	Credit Union
Address	DAFTER, MI 49724

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	336 Months
Due	Jan 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 23, 2018
Property Address	3587 LAKE SIDE DR, READING, MI 49274-9609
Document Number	01706/0093
Book / Page	1706 / 0093
Map Reference	LB4 PG37
Instrument Date	Oct 22, 2018
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TITLE AGENCY OF SOU

Transaction

Amount	Amount on Record
Tax	$1,333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 ANMARIE CT, OREGON, OH 43616-3028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6206 RANDON DR, TOLEDO, OH 43611-1234

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,000 Land $4,000	$8,000 Land $8,000
2023		$4,000 Land $4,000	$8,000 Land $8,000
2021	$178.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3587 Lake Side Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3587 Lake Side Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Lake Side Dr

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