San Diego County property record for 3586 Wishbone Way, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 6 Baths |
| Year Built | Built 2005 |
| Square Footage | 6,744 sqft Living Area |
| Lot Size | 2.5 acres |
| Occupancy | Owner Occupied |
| Last Sale | $3,225,000 (2024) |
| Tax Bill | $37,725.00 (2025) |
| Primary APN | 264-223-21-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Building Area | 6,744 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 108,900 sqft |
| Garage Type | Carport Garage |
| Carport | Carport |
| Old Parcel Number | 2642215600 |
|---|---|
| Street Address | 3586 WISHBONE WAY |
| City | ENCINITAS |
| State | CA |
| Zip | 92024-7282 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR 1 TR PM04460 |
| Legal Subdivision | RANCHO LAS ENCINITAS |
| Legal Tract | 1004460 |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-223-21-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3586 WISHBONE WAY, ENCINITAS, CA 92024-7282 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 01, 2024 | Grant Deed, Transfer · Conventional Mortgage LOGAN FINANCE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2024 · Amount on Record |
| Deed Sale | May 01, 2024 · Amount on Record |
| Prior Sale | Mar 08, 2007 |
| Deed Doc Number | 2024109692 |
| Prior Transfer Date | Feb 06, 2003 |
| Prior Transfer Doc | 0000180058 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3586 WISHBONE WAY, ENCINITAS, CA 92024-7282 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3586 WISHBONE WAY, ENCINITAS, CA 92024-7282 |
| Document Number | 0000337366 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025-0337366 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 01, 2024 |
| Property Address | 3586 WISHBONE WAY, ENCINITAS, CA 92024-7282 |
| Document Number | 0000109692 |
| Instrument Date | Apr 28, 2024 |
| Instrument | 2024-0109692 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 3586 WISHBONE WAY, ENCINITAS, CA 92024-7282 |
| Document Number | 0000109693 |
|---|---|
| Date | May 01, 2024 |
| Instrument | 2024-0109693 |
| Name | LOGAN FINANCE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | May 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.99% |
| Max Rate At Change | 8.99% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.9% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,355,290 (+2%) Land $2,080,800 Building $1,274,490 | |
| 2025 | $37,725.00 (+2.28%) Homeowner's exemption | $3,289,500 (-1.12%) Land $2,040,000 Building $1,249,500 |
| 2023 | $36,883.00 (+1.92%) Homeowner's exemption | $3,326,735 Land $1,674,090 Building $1,652,645 |
| 2022 | $36,188.00 |
3586 Wishbone Way is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 52nd percentile of exposed land nationally · 30th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 855 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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