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3586 Williams Ter, Encinitas, CA 92024 Property Records

San Diego County property record for 3586 Williams Ter, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5.5 Baths
Year BuiltBuilt 2021
Square Footage5,273 sqft Living Area
Lot Size1.05 acres
OccupancyOwner Occupied
Last Sale$2,313,000 (2021)
Tax Bill$29,593.00 (2025)

Property Details

APN / Parcel Number

Primary APN264-590-02-00

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Partial Baths1 Partial Baths
Building Area5,273 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area45,738 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address3586 WILLIAMS TER
CityENCINITAS
StateCA
Zip92024-7280
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 TR 014032
Legal SubdivisionENCINITAS ESTATES
Legal Tract014032
Legal Block2
Legal Lot Number2
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2019
Census Tract17113

Owner

Source: San Diego County records · APN 264-590-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3586 WILLIAMS TER, ENCINITAS, CA 92024-7280
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
WESCOM CENTRAL CU
Jul 06, 2021Grant Deed, Subdivision Related Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2021 · Amount on Record
Deed SaleJul 06, 2021 · Amount on Record
Prior SaleJan 09, 2015 · Amount on Record
Deed Doc Number2021483973
Prior Transfer DateNov 03, 2016
Prior Transfer Doc0000650078
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3586 WILLIAMS TER, ENCINITAS, CA 92024-7280
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3586 WILLIAMS TER, ENCINITAS, CA 92024-7280

Mortgage

Document Number0000327306
DateAug 12, 2022
Instrument2022-0327306
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJul 05, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3586 WILLIAMS TER, ENCINITAS, CA 92024-7280
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address3586 WILLIAMS TER, ENCINITAS, CA 92024-7280

Mortgage

Document Number0000027726
DateJan 19, 2022
Instrument2022-0027726
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateFeb 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.5%
IndexOther
Max Rate8.5%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3586 WILLIAMS TER, ENCINITAS, CA 92024-7280
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3586 WILLIAMS TER, ENCINITAS, CA 92024-7280

Mortgage

Document Number0000249657
DateJun 15, 2022
Instrument2022-0249657
Lender
NameWESCOM CENTRAL CU
TypeCredit Union
AddressANAHEIM, CA 92807
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 06, 2021
Property Address3586 WILLIAMS TER, ENCINITAS, CA 92024-7280
Document Number0000483973
Map ReferenceMAP 14032
Instrument DateMay 27, 2021
Instrument2021-0483973
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 25, 2022
Title CompanyFNTG BUILDER SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3586 WILLIAMS TER, ENCINITAS, CA 92024-7280

Mortgage

Document Number0000483974
DateJul 06, 2021
Instrument2021-0483974
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateAug 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.37%
Index1-Year CMT
Max Rate7.37%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,620,260 (+2%) Land $1,190,674 Building $1,429,586
2025$29,593.00 (+7.88%)$2,568,883 (+4.04%) Land $1,167,328 Building $1,401,555
2023$27,432.00 (+8.73%)$2,469,132 Land $1,122,000 Building $1,347,132
2022$25,230.00

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