3586 Stebbins Rd, Sherman, NY 14781 Property Records

Chautauqua County and North Harmony Town property record for 3586 Stebbins Rd, Sherman, NY 14781

Property Summary

Property Type	Rural Home
Details	5 bd · 1 ba · 3,690 sqft · built 2021
Lot Size	59.4 acres (2,587,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Aug 2004)
Tax Bill	$12,238 (2026)
Deeds & Mortgages	Dec 2012 Mortgage Apr 2016 Mortgage + 1 more
APN	`065400 330.00-1-2.2`

Property Details

APN / Parcel Number

Primary APN	`065400 330.00-1-2.2`
Alternative APN	`54003300000001002002`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	3,690 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	2,154 sqft
2nd Floor Area	1,536 sqft
Upper Floors Area	480 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	2,587,464 sqft (59.4 acres)
Garage Type	Detached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Shed	1 Shed
Shed Area	432 sqft
Pole Barn	1,352 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3586 STEBBINS RD
City	SHERMAN
State	NY
Zip	14781-9745
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	04 - FARM
Legal Description	OLD APN: 065400 1-1-6.2
Legal Block	1
Legal Lot Number	2.002
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	NORTH HARMONY
Census Block Group	1
Census Block	1006
Census Tract	36802

Owner

Source: Chautauqua County and North Harmony Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3586 STEBBINS RD, SHERMAN, NY 14781-9745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2012	Deed of Trust, Mortgage · USDA Mortgage USDA
Apr 13, 2016	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit FARM CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2004 · Amount on Record
Deed Sale	Aug 31, 2004 · Amount on Record
Deed Book / Page	2553 / 397
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	3586 STEBBINS RD, SHERMAN, NY 14781-9745
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006297
Date	Dec 27, 2012
Instrument	0000006297

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	457 Months
Due	Jan 1, 2051

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	3586 STEBBINS RD, SHERMAN, NY 14781-9745
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001990
Date	Apr 13, 2016
Instrument	0000001990

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	429 Months
Due	Jan 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	3586 STEBBINS RD, SHERMAN, NY 14781-9745
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2023003122
Date	Aug 8, 2023
Instrument	MT2023003122

Lender

Name	FARM CREDIT

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chautauqua County and North Harmony Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	North Harmony Town
Unified School District	Sherman Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,238.00 (+5.89%) Homeowner's exemption
2025	$11,557.00	$343,000 (-16.44%) Land $67,700 Building $275,300	$584,300 (-5.35%) Land $115,327 Building $468,973
2023		$410,500 Land $67,700 Building $342,800	$617,300 Land $101,806 Building $515,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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