Greene County property record for 3586 Downy Ct, Bellbrook, OH 45305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,776 sqft · built 2023 |
| Lot Size | 0.357 acres (15,551 sqft) |
| Owner | Individual Name on File |
| Last Sale | $664,467 (Sep 2023) |
| Tax Bill | $8,407 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L32-0001-0012.0-0508.00 |
| Primary APN | L32-0001-0012.0-0508.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,776 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 1,372 sqft |
| Unfinished Basement | 1,372 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Colonial |
| Lot Area | 15,551 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3586 DOWNY CT |
|---|---|
| City | BELLBROOK |
| State | OH |
| Zip | 45305-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANDINGS AT SUGARCREEK SEC EIGHT LOT 205 0.357AC DOWNY CT |
| Legal Subdivision | LANDINGS AT SUGARCREEK |
| Legal Lot Number | 205 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | SUGARCREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 220101 |
3586 Downy Ct is owned and occupied by an individual who bought it in September 2023.
Source: Greene County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3586 DOWNY CT, BELLBROOK, OH 45305-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Unknown FISCHER LENDING COMPANY LLC |
| Sep 12, 2023 | Deed, Subdivision Related Transfer · VA Mortgage VICTORY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on File |
| Deed Sale | Sep 12, 2023 · Amount on File |
| Prior Sale | Apr 25, 2023 · Amount on File |
| Deed Document Number | 202312620 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 3586 DOWNY CT, BELLBROOK, OH 45305-3500 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000006774 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 2023006774 |
| Name | FISCHER LENDING COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ERLANGER, KY 41018 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 23 Months |
| Due | Mar 31, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Sep 12, 2023 |
| Property Address | 3586 DOWNY CT, BELLBROOK, OH 45305-3500 |
| Document Number | 0000012620 |
| Map Reference | DOC 2023001192 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 2023012620 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3586 DOWNY COURT, BELLBROOK, OH 45305-3500 |
| Document Number | 0000012621 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 2023012621 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 3586 Downy Ct was $8,407, up 1.7% from the year before.
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Sugarcreek Township |
| Unified School District | Bellbrook-Sugarcreek Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,407.00 (+1.72%) | $149,810 Land $28,190 Building $121,620 | |
| 2024 | $8,265.00 | ||
| 2023 | $428,040 Land $80,550 Building $347,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3586 Downy Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3586 Downy Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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