Clay County property record for 3586 Cunningham Rd, Orange Park, FL 32065 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,381 sqft · built 2023 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $759 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-04-25-007873-005-01 |
| Primary APN | 08-04-25-007873-005-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,381 sqft Living Area |
| Gross Area | 2,990 sqft |
| 1st Floor Area | 1,046 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3586 CUNNINGHAM RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-8228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 101 SUGAR LEAF FARMS AS REC OR 4785 PG 100 |
| Legal Subdivision | SUGAR LEAF FARMS |
| Legal Lot Number | 101 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30207 |
Source: Clay County records · APN 08-04-25-007873-005-01
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11503 SPRING BOARD DR, JACKSONVILLE, FL 32218-7573 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 04, 2024 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 04, 2024 |
| Deed Sale | Jan 04, 2024 |
| Deed Document Number | 2024589 |
| Deed Book / Page | 4785 / 100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3586 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3856 CUNNINGHAM RD, ORANGE PARK, FL 32065 |
| Document Number | 0049791450 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 4979/1450 |
| Instrument | 2025049364 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 04, 2024 |
| Property Address | 3586 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228 |
| Document Number | 0047850100 |
| Book / Page | 4785 / 100 |
| Map Reference | MB 67 PG 36-43 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2024000589 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,915.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502 |
| Name | Verified Name |
|---|---|
| Address | 11503 SPRING BOARD DR, JACKSONVILLE, FL 32218-7573 |
| Document Number | 0004785105 |
|---|---|
| Date | Jan 04, 2024 |
| Instrument | 4785/105 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $307,479 (+514.96%) | $392,282 (+684.56%) Land $65,000 Building $327,282 | |
| 2023 | $759.00 (+399.34%) | $50,000 (+4%) Land $50,000 | $50,000 (+4%) Land $50,000 |
| 2022 | $152.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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