3585 Martin Path, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3585 Martin Path, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,345 sqft · built 2006
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Jun 2018)
Tax Bill	$4,817 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-8570-0015-00-0`

Property Details

APN / Parcel Number

Primary APN	`18-8570-0015-00-0`
Alternative APN	`11-18-8570-0015-00-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,345 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Raised Ranch
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3585 MARTIN PATH
City	SAINT JOSEPH
State	MI
Zip	49085-3749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	UNIT 15 WASHINGTON CROSSING LIBER 209 PAGE 1
Legal Subdivision	WASHINGTON CROSSING CONDOMINIUM
Legal Unit	15
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2024
Census Tract	1100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3585 MARTIN PATH, SAINT JOSEPH, MI 49085-3749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2019	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Aug 27, 2025	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Jan 25, 2006	Deed of Trust, Mortgage FIFTH THIRD BANK
Jun 4, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Mar 23, 2007	Warranty Deed, Transfer · Balloon Mortgage FIRST FRANKLIN FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	Sep 15, 2014 · Amount on Record
Deed Document Number	2018218297
Deed Book / Page	3207 / 1769
Prior Transfer Date	May 23, 2013
Prior Transfer Doc	03039/0466
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3585 MARTIN PATH, SAINT JOSEPH, MI 49085-3749
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03235/0045
Date	Apr 22, 2019
Book Page	3235/0045

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3585 MARTIN PATH, SAINT JOSEPH, MI 49085-3749
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03331/2124
Date	Jun 14, 2021
Book Page	3331/2124

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3585 MARTIN PATH, SAINT JOSEPH, MI 49085-3749
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3585 MARTIN PATH, SAINT JOSEPH, MI 49085-3749

Mortgage

Document Number	03458/2489
Date	Aug 27, 2025
Book Page	3458/2489
Instrument	2025440396

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02940

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Jul 1, 2051

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3585 MARTIN PATH, SAINT JOSEPH, MI 49085-3749
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02682/1434
Date	Jan 25, 2006
Book Page	2682/1434

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	111 LYON ST NW, GRAND RAPIDS, MI 49503

Agreement

Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 4, 2018
Property Address	3585 MARTIN PATH, SAINT JOSEPH, MI 49085-3749
Document Number	03207/1769
Book / Page	3207 / 1769
Map Reference	LB209 PG1
Instrument Date	Jun 21, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,866.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3585 MARTIN PATH, 3585, SAINT JOSEPH, MI 49085-3749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 CIRCLE DR # T, T, BENTON HARBOR, MI 49022-2201

Mortgage

Document Number	0032071773
Date	Jun 4, 2018
Instrument	3207/1773

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 23, 2007
Property Address	3585 MARTIN PATH, SAINT JOSEPH, MI 49085-3749
Document Number	02782/0739
Book / Page	2782 / 0739
Map Reference	LB209 PG1-68
Instrument Date	Mar 21, 2007
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,517.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3585 MARTIN PATH, SAINT JOSEPH, MI 49085-3749

Mortgage

Document Number	0027820742
Date	Mar 23, 2007
Instrument	2782/0742

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2037
Prepayment Penalty	36 Months

Interest

Rate Type	Adjustable Rate
Rate	9.7%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.7%
Max Rate At Change	12.7%
Index	6-Month LIBOR
Max Rate	15.7%

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,400 (+50.74%)	$386,800 (+50.74%)
2025	$4,817.00 (+26.07%)
2023		$128,300	$256,600
2022	$3,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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