3585 Compton Pkwy, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3585 Compton Pkwy, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,861 sqft · built 2001
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,500 (Mar 2019)
Tax Bill	$6,311 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T010700079`

Property Details

APN / Parcel Number

Primary APN	`T010700079`
Alternative APN	`6-0015-8634-00-0418.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,861 sqft Living Area
Gross Area	6,771 sqft
1st Floor Area	3,731 sqft
Basement Area	2,260 sqft
Finished Basement	1,130 sqft
Unfinished Basement	1,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	110 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010700079
Street Address	3585 COMPTON PKWY
City	SAINT CHARLES
State	MO
Zip	63301-4078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON #3 LOT 418
Legal Subdivision	COVINGTON #3
Legal Lot Number	418
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1000
Census Tract	310801

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3585 COMPTON PKWY, SAINT CHARLES, MO 63301-4078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	Mar 17, 2015 · Amount on Record
Deed Document Number	2019126690
Deed Book / Page	7049 / 1357
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jul 21, 2026
Property Address	3585 COMPTON PKWY, SAINT CHARLES, MO 63301-4078
Document Number	0000034155
Instrument Date	Jul 2, 2026
Instrument	202634155
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3585 COMPTON PKWY, SAINT CHARLES, MO 63301-4078

Mortgage

Document Number	0000034155,
Date	Jul 21, 2026
Instrument	202634155

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 30, 2046

Interest

Rate	6.48%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3585 COMPTON PKWY, SAINT CHARLES, MO 63301-4078
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3585K COMPTON PKWY, SAINT CHARLES, MO 63301-4078

Mortgage

Document Number	2021R054173
Date	Jun 28, 2021
Instrument	2021R-054173

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3585 COMPTON PKWY, SAINT CHARLES, MO 63301-4078
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072581585
Date	Mar 30, 2020
Book Page	7258/1585
Instrument	20200330000194600

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3585 COMPTON PKWY, SAINT CHARLES, MO 63301-4078
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071412418
Date	Sep 13, 2019
Book Page	7141/2418
Instrument	20190913000500270

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 22, 2019
Property Address	3585 COMPTON PKWY, SAINT CHARLES, MO 63301-4078
Document Number	0070491357
Book / Page	7049 / 1357
Map Reference	MB 37 PG 244
Instrument Date	Mar 18, 2019
Instrument	20190322000126690
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3585 COMPTON PKWY, SAINT CHARLES, MO 63301-4078

Mortgage

Document Number	20190322000126700
Date	Mar 22, 2019
Instrument	20190322000126700

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,150 (-)	$532,367 (-) Land $80,000 Building $452,367
2025	$6,311.00	$101,150 (+9.58%)	$532,367 (+9.58%) Land $80,000 Building $452,367
2023		$92,304
2022			$485,809 Land $55,000 Building $430,809

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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