3584 Twin Oaks Dr, Napa, CA 94558 Property Records

Napa County property record for 3584 Twin Oaks Dr, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,553 sqft · built 1973
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (Jun 2021)
Tax Bill	$10,513 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`050-122-004-000`

Property Details

APN / Parcel Number

Primary APN	`050-122-004-000`
Alternative APNs	`050-122-004` `05012204`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,553 sqft Living Area
Gross Area	2,053 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	050-122-004
Street Address	3584 TWIN OAKS DR
City	NAPA
State	CA
Zip	94558-5251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7
Legal Description	LOT 53 THE KNOLLS SUB 10R/M12
Legal Subdivision	THE KNOLLS SUBD
Legal Lot Number	53
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1007
Census Tract	201101

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3584 TWIN OAKS DR, NAPA, CA 94558-5251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Jun 4, 2021	Grant Deed, Construction Loan · Construction Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Mar 13, 2007 · Amount on Record
Deed Document Number	202119197
Prior Transfer Date	Dec 15, 2006
Prior Transfer Doc	0000044679
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3584 TWIN OAKS DR, NAPA, CA 94558-5251
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3584 TWIN OAKS DR, NAPA, CA 94558-5251

Mortgage

Document Number	0000013163
Date	Sep 11, 2023
Instrument	2023-0013163

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jun 4, 2021
Property Address	3584 TWIN OAKS DR, NAPA, CA 94558-5251
Document Number	0000019197
Map Reference	MB 10 PG 11&12
Instrument Date	May 20, 2021
Instrument	2021-0019197
Transaction Type	Construction Loan
Record Updated	Jun 16, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3584 TWIN OAKS DR, NAPA, CA 94558-5251

Mortgage

Document Number	0000019198
Date	Jun 4, 2021
Instrument	2021-0019198

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,513.00 (+2.13%) Homeowner's exemption	$866,700 (+2%) Land $389,739 Building $476,961	$866,700 (+2%) Land $389,739 Building $476,961
2025	$10,294.00 (+5.18%) Homeowner's exemption	$849,707 (+4.04%) Land $382,098 Building $467,609	$849,707 Land $382,098 Building $467,609
2023	$9,787.00 (+1.4%) Homeowner's exemption	$816,713 Land $367,261 Building $449,452
2022	$9,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Valley Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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