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3584 Tropical Seas Loop, Tavares, FL 32778 Property Records

Lake County property record for 3584 Tropical Seas Loop, Tavares, FL 32778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,788 sqft · built 2000
Lot Size0.155 acres (6,732 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Jun 2026)
Tax Bill$2,810 (2025)
Deeds & MortgagesJun 2026 Sale
Aug 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-20-25-1800-000-13600

Property Details

APN / Parcel Number

Primary APN13-20-25-1800-000-13600
Alternative APNs
  • 252013180000013600
  • 3791179

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,788 sqft Living Area
Gross Area2,271 sqft
1st Floor Area1,716 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area6,732 sqft (0.155 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area311 sqft
Deck AreaDeck Area
Patio Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3791179
Street Address3584 TROPICAL SEAS LOOP
CityTAVARES
StateFL
Zip32778-9234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTAVARES ROYAL HARBOR PHASE I SUB LOT 136 PB 42 PGS 1-5 ORB 5522 PG 1182
Legal Range25E
Legal Township20S
Legal Section13
Legal SubdivisionTAVARES ROYAL HARBOR PHASE I SUB
Legal Tract1800
Legal Lot Number136
JurisdictionLAKE FL
Township / Civil DivisionTAVARES
Census Block Group2
Census Block2041
Census Tract31002

Owner

Source: Lake County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3584 TROPICAL SEAS LOOP, TAVARES, FL 32778-9234
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 12, 2020Warranty Deed, Transfer
THE CLOSING BOUTIQUE LLC
Dec 20, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2026 · Amount on Record
Deed SaleJun 2, 2026 · Amount on Record
Prior SaleAug 12, 2020 · Amount on Record
Deed Document Number202667626
Deed Book / Page6750 / 89
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 2, 2026
Property Address3584 TROPICAL SEAS LOOP, TAVARES, FL 32778-9234
Document Number0000067626
Book / Page6750 / 89
Instrument DateMay 29, 2026
Instrument202667626
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$226,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3584 TROPICAL SEAS LOOP, TAVARES, FL 32778-9234

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateAug 12, 2020
Property Address3584 TROPICAL SEAS LOOP, TAVARES, FL 32778-9234
Document Number0055221182
Book / Page005522 / 001182
Instrument DateJul 31, 2020
Instrument87668
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyTHE CLOSING BOUTIQUE LLC

Transaction

AmountAmount Recorded
Tax$1,680.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3584 TROPICAL SEAS LOOP TAVARES FL 327789234, TAVARES, FL 32778-9234

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 20, 2018
Property Address3584 TROPICAL SEAS LOOP, TAVARES, FL 32778-9234
Document Number0052131830
Book / Page5213 / 1830
Map ReferenceMB 42 PG 1-5
Instrument DateDec 11, 2018
Instrument2018146378
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyAPPLE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,477.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address800 LAKE PORT BLVD # BLVDC208, 800, LEESBURG, FL 34748-7616

Transferred To (Grantee/Buyer)

NameVerified Name
Address3584 TROPICAL SEAS LOOP, TAVARES, FL 32778-9234

Mortgage

Document Number2018146379
DateDec 20, 2018
Instrument2018146379
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityTavares City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$198,800 (+2.9%)$284,913 (-) Land $49,400 Building $235,513
2025$2,810.00 (+2.33%) Homeowner's exemption Disabled Person's exemption$193,200 (+5.98%) Land $49,400 Building $143,800$284,913 (+13.75%) Land $49,400 Building $235,513
2024$2,746.00 (+5.7%)
2023$2,598.00 (-2.11%) Homeowner's exemption Disabled Person's exemption$182,300 (+3%)$250,483 (-) Land $49,400 Building $201,083
2022$2,654.00 Homeowner's exemption Disabled Person's exemption$176,990$250,483 Land $49,400 Building $201,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTAVARES WATER DEPARTMENT (4 WPS)
serves 22,007 people · EPA ID FL3351333
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Summit Broadband
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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