3584 Tonowanda, Flagstaff, AZ 86005 Property Records

Coconino County property record for 3584 Tonowanda, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	1 ba · 718 sqft · built 1962
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jun 2023)
Tax Bill	$1,237 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`115-07-013`

Property Details

APN / Parcel Number

Primary APN	`115-07-013`
Alternative APN	`R0027606`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	718 sqft Living Area
1st Floor Area	718 sqft

Exterior

Year Built	Built 1962
Exterior Material	Concrete Block
Construction Type	Steel Frame
Lot Area	5,000 sqft (0.114 acres)
Terrain	Gentle Slope

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0027606
Street Address	3584 TONOWANDA
City	FLAGSTAFF
State	AZ
Zip	86005-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MOUNTAINAIRE UNIT 01 LOT: 13 SIXTEENTH: NW QUARTER: SW SECTION: 28 TOWNSHIP: 20N RANGE: 07E
Legal Range	07E
Legal Township	20N
Legal Section	28
Legal Subdivision	MOUNTAINAIRE UNIT 01
Legal Lot Number	13
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1013
Census Tract	1500

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3584 TONOWANDA, FLAGSTAFF, AZ 86005-4117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Intrafamily Transfer, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 9, 2020	Correction Deed PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN SIMPLE INC
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage LOAN SIMPLE INC
Aug 25, 2016	Deed of Trust, Mortgage · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Jun 28, 2023 · Amount on Record
Deed Document Number	3976690
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Jun 28, 2023
Property Address	3584 TONOWANDA, FLAGSTAFF, AZ 86005-4117
Document Number	0003976691
Map Reference	MB 172 PG 671-672
Instrument Date	Jun 27, 2023
Instrument	3976691
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3584 TONOWANDA, FLAGSTAFF, AZ 86005-4117

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jun 28, 2023
Property Address	3584 TONOWANDA, FLAGSTAFF, AZ 86005-4117
Document Number	0003976690
Map Reference	MB 172 PG 671-672
Instrument Date	Jun 23, 2023
Instrument	3976690
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3584 TONOWANDA, FLAGSTAFF, AZ 86005-4117

Mortgage

Document Number	0003976692
Date	Jun 28, 2023
Instrument	3976692

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	COCONINO AZ
Recording Date	Oct 9, 2020
Property Address	3584 TONOWANDA, FLAGSTAFF, AZ 86005-4117
Document Number	0003890422
Instrument Date	Oct 9, 2020
Instrument	3890422
Record Updated	Oct 19, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	573 CHEROKEE FLAGSTAFF AZ 860059540, FLAGSTAFF, AZ 86005-9540

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	3584 TONOWANDA, FLAGSTAFF, AZ 86005-4117
Document Number	0003890423
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	573 CHEROKEE FLAGSTAFF AZ 860059540, FLAGSTAFF, AZ 86005-9540

Mortgage

Document Number	0003890423
Date	Oct 9, 2020
Instrument	3890423

Lender

Name	LOAN SIMPLE INC
Type	Funding / Finance Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jul 31, 2020
Property Address	3584 TONOWANDA, FLAGSTAFF, AZ 86005-4117
Document Number	0003881480
Instrument Date	Jul 22, 2020
Instrument	3881480
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	573 CHEROKEE FLAGSTAFF AZ 860059540, FLAGSTAFF, AZ 86005-9540

Mortgage

Document Number	3881481
Date	Jul 31, 2020
Instrument	3881481

Lender

Name	LOAN SIMPLE INC
Type	Funding / Finance Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	3584 TONOWANDA, FLAGSTAFF, AZ 86005-4117
Document Number	0003874638
Instrument Date	Aug 25, 2016
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	EMPIRE W TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3584 TONOWANDA FLAGSTAFF AZ 860054117, FLAGSTAFF, AZ 86005-4117

Mortgage

Document Number	0003874638
Date	Jun 2, 2020
Instrument	3874638

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,757 (-4.49%) Land $11,475 Building $14,282
2025	$1,237.00 (+14.43%) Homeowner's exemption		$257,571 (-4.49%) Land $114,750 Building $142,821
2024		$26,968 (+35.06%) Land $13,462 Building $13,506
2023	$1,081.00 (-10.44%) Homeowner's exemption	$19,968 Land $8,013 Building $11,955	$269,677 (+35.05%) Land $134,620 Building $135,057
2022	$1,207.00		$199,685 Land $80,131 Building $119,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 87% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tonowanda

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