Monroe County property record for 3583 State Rte 156, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,300 sqft · built 1994 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,849 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-33-233-009-000 |
| Primary APN | 07-33-233-009-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 1,300 sqft |
| Unfinished Basement | 1,300 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Lot Area | 81,022 sqft (1.86 acres) |
| Garage Area | 576 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 2,778 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 324 sqft |
| Deck Area | 201 sqft |
| Patio Area | 521 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3583 STATE ROUTE 156 |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR1 |
| Legal Description | LOT 9 DEER HILL ESTATES 0181513 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 33 |
| Legal Subdivision | DEER HILL ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3583 STATE ROUTE 156, WATERLOO, IL 62298-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 3583 STATE ROUTE 156, WATERLOO, IL 62298-2115 |
| Document Number | 0000388480 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3583 STATE ROUTE 156 WATERLOO IL 622982115, WATERLOO, IL 62298-2115 |
| Document Number | 0000388480 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 388480 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 27, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,849.00 (+0.19%) Homeowner's exemption | $86,710 (+31.38%) Land $14,520 Building $72,190 | $260,130 (+31.38%) Land $43,560 Building $216,570 |
| 2024 | $4,840.00 | ||
| 2022 | Additional exemption filed | $66,000 Land $17,360 Building $48,640 | $198,000 Land $52,080 Building $145,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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