3583 Preserve Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 3583 Preserve Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,528 sqft · built 2018
Lot Size	0.444 acres (19,384 sqft)
Owner	Individual Name on File
Last Sale	$1,509,000 (Apr 2018)
Tax Bill	$11,432 (2024)
Deeds & Mortgages	Jul 2024 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`23-2S-21-42800-000-3583`

Property Details

APN / Parcel Number

Primary APN	`23-2S-21-42800-000-3583`
Alternative APN	`1042417`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	3,528 sqft Living Area
Gross Area	4,962 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	19,384 sqft (0.444 acres)
Lot Dimensions	18.5 ft deep x 10.5 ft wide
Garage Type	Finished
Garage Area	858 sqft
Porch	Porch
Porch Area	576 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1042417
Street Address	3583 PRESERVE LN
City	MIRAMAR BEACH
State	FL
Zip	32550-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3583 THE PRESERVE AT BURNT PINE PB 14-67 OR 2488-45 OR 2563-1969 OR 2922-638 OR 2923-1349 OR 3069-2109
Legal Range	21W
Legal Township	02S
Legal Section	23
Legal Subdivision	PRESERVE AT BURNT PINE
Legal Lot Number	3583
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

3583 Preserve Ln is owned and occupied by an individual who bought it in April 2018.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3583 PRESERVE LN, MIRAMAR BEACH, FL 32550-1854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2024	Deed of Trust, Mortgage · Line of Credit CNB BANK
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 23, 2018	Deed of Trust, Mortgage · Line of Credit FCBANK
Apr 2, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Prior Sale	Jun 7, 2013 · Amount on File
Deed Document Number	2018000010231
Deed Book / Page	3069 / 2109
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	3583 PRESERVE LN, MIRAMAR BEACH, FL 32550-1854
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 WYANDOT RD, BUCYRUS, OH 44820-9412

Mortgage

Document Number	0033314063
Date	Jul 26, 2024
Book Page	3331/4063
Instrument	20240026536

Lender

Name	CNB BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	137 Months
Due	Nov 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	3583 PRESERVE LN, MIRAMAR BEACH, FL 32550-1854
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031553646
Date	Aug 19, 2020
Book Page	3155/3646
Instrument	20200031239

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	163 Months
Due	Mar 7, 2034

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	3583 PRESERVE LN, MIRAMAR BEACH, FL 32550-1854
Document Number	0030752090
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3583 PRESERVE LN MIRAMAR BEACH FL 325501854, MIRAMAR BEACH, FL 32550-1854

Mortgage

Document Number	0030752090
Date	Jun 1, 2018
Book Page	003075/002090
Instrument	18201

Lender

Name	FCBANK
Type	Bank
Address	DUBLIN, OH 43017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 31, 2033

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 2, 2018
Property Address	3583 PRESERVE LN, MIRAMAR BEACH, FL 32550-1854
Document Number	0030692109
Book / Page	3069 / 2109
Map Reference	MB14 PG67
Instrument Date	Mar 30, 2018
Instrument	2018000010231
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4592 E HIGHWAY 201, 4592, NICEVILLE, FL 32578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 WYANDOR RD, BUCYRUS, OH 44820-9412

Mortgage

Document Number	2018000010232
Date	Apr 2, 2018
Instrument	2018000010232

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,969,462 Land $329,000 Building $1,640,462	$1,969,462 Land $329,000 Building $1,640,462
2024	$11,432.00 (+3.64%)
2023	$11,030.00 (+1.07%) Homeowner's exemption	$1,799,078 (+7.76%) Land $318,541 Building $1,480,537	$1,799,078 (+7.76%) Land $318,541 Building $1,480,537
2022	$10,913.00 Homeowner's exemption	$1,669,482 Land $353,581 Building $1,315,901	$1,669,482 Land $353,581 Building $1,315,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3583 Preserve Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3583 Preserve Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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