3583 Prescott Loop, Lakeland, FL 33810 Property Records

Polk County property record for 3583 Prescott Loop, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,137 sqft · built 2008
Lot Size	0.168 acres (7,305 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Feb 2009)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-35-013503-024180`

Property Details

APN / Parcel Number

Primary APN	`23-27-35-013503-024180`
Alternative APNs	`352723013503024180` `52723000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,137 sqft Living Area
Gross Area	2,729 sqft
1st Floor Area	2,137 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,305 sqft (0.168 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	592 sqft
Porch	Unfinished Open Porch
Porch Area	165 sqft

Location & Zoning

Street Address	3583 PRESCOTT LOOP
City	LAKELAND
State	FL
Zip	33810-2859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 24 LOT 18
Legal Range	23E
Legal Township	27S
Legal Section	35
Legal Subdivision	HAMPTON HILLS SOUTH PHASE 2
Legal Phase	2
Legal Tract	13503
Legal Block	24
Legal Lot Number	18
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1009
Census Tract	12126

Owner

3583 Prescott Loop is owned and occupied by an individual who bought it in February 2009.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3583 PRESCOTT LOOP, LAKELAND, FL 33810-2859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 27, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2009 · Amount on File
Deed Sale	Feb 3, 2009 · Amount on File
Deed Document Number	200916974
Deed Book / Page	7807 / 2053
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3583 PRESCOTT LOOP, LAKELAND, FL 33810-2859
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3583 PRESCOTT LOOP, LAKELAND, FL 33810-2859

Mortgage

Document Number	0000068733
Date	Mar 18, 2021
Book Page	11626/2084
Instrument	2021068733

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3583 PRESCOTT LOOP, LAKELAND, FL 33810-2859
Document Number	0101080284
Book / Page	010108 / 000284
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3583 PRESCOTT LOOP LAKELAND FL 338102859, LAKELAND, FL 33810-2859

Mortgage

Document Number	0101080284
Date	Apr 3, 2017
Book Page	010108/000284
Instrument	63026

Lender

Name	HOME PT FIN'L
Address	PARISPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 2, 2042

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,613 (+2.7%)	$287,477 (-5.16%) Land $50,000 Building $237,477
2025	$2,218.00 (+6.58%) Homeowner's exemption	$166,128 (+5.99%)	$303,127 (-4.09%) Land $50,000 Building $253,127
2023	$2,081.00 (+3.33%) Homeowner's exemption	$156,744 (+3%)	$316,066 (+11.94%) Land $48,000 Building $268,066
2022	$2,014.00 Homeowner's exemption	$152,179	$282,360 Land $40,000 Building $242,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3583 Prescott Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3583 Prescott Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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