3582 Westbrook Dr, Chipley, FL 32428 Property Records

Washington County property record for 3582 Westbrook Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,618 sqft · built 1975
Lot Size	0.858 acres (37,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,000 (Dec 2009)
Tax Bill	$879 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Sep 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0375-0019`

Property Details

APN / Parcel Number

Primary APN	`06-0375-0019`
Alternative APNs	`00000000-06-0375-0019` `000603750019`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,618 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,374 sqft (0.858 acres)
Lot Width	154 ft Width
Garage Type	Attached
Garage Area	462 sqft
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3582 WESTBROOK DR
City	CHIPLEY
State	FL
Zip	32428-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #6 LOT 19 ORB 838 P 118 BLK 0375. ORB 1308 P 928.
Legal Range	13W
Legal Township	02S
Legal Section	18
Legal Subdivision	SUNNY HILLS
Legal Block	19
Legal Lot Number	19
Legal Unit	6
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1117
Census Tract	970301

Owner

Source: Washington County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3582 WESTBROOK DR, CHIPLEY, FL 32428-2736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 12, 2024	Deed of Trust, Mortgage · Line of Credit PANHANDLE CU
Jul 8, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2009 · Amount on Record
Deed Sale	Dec 21, 2009 · Amount on Record
Deed Document Number	200967007731
Deed Book / Page	838 / 118
Last Transfer Date	Jul 8, 2024
Transfer Doc	0067004948
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3582 WESTBROOK DR, CHIPLEY, FL 32428-2736
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3582 WESTBROOK DR, CHIPLEY, FL 32428-2736

Mortgage

Document Number	0067005494
Date	Aug 1, 2025
Book Page	1344/95
Instrument	202567005494

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Feb 1, 2040

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3582 WESTBROOK DR, CHIPLEY, FL 32428-2736
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067006738
Date	Sep 12, 2024
Book Page	1315/624
Instrument	202467006738

Lender

Name	PANHANDLE CU
Type	Credit Union
Address	2718 MARTIN LUTHER KING JR BLVD, PANAMA CITY, FL 32405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Sep 11, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Jul 8, 2024
Property Address	3582 WESTBROOK DR, CHIPLEY, FL 32428-2736
Document Number	0067004948
Book / Page	1308 / 928
Map Reference	MB 2 PG 60
Instrument Date	Jul 8, 2024
Instrument	202467004948
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3582 WESTBROOK DR, CHIPLEY, FL 32428-2736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3582 WESTBROOK DR, CHIPLEY, FL 32428-2736

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$879.00 (+7.85%)	$101,358 (+2.9%)	$164,993 (-1.21%) Land $11,000 Building $153,993
2024	$815.00 (+3.3%) Homeowner's exemption	$98,501 (+2.92%)	$167,011 (+20.39%) Land $7,000 Building $160,011
2023	$789.00 (+4.37%) Homeowner's exemption	$95,709 (+3%)	$138,721 (+9.69%) Land $5,000 Building $133,721
2022	$756.00 Homeowner's exemption	$92,921	$126,463 Land $3,500 Building $122,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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