3582 Roche Ave, Vernon, FL 32462 Property Records

Washington County property record for 3582 Roche Ave, Vernon, FL 32462

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 2,404 sqft · built 1991
Lot Size	3.89 acres (169,448 sqft)
Owner	Individual Name on File
Tax Bill	$542 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000046010004`

Property Details

APN / Parcel Number

Primary APN	`000046010004`
Alternative APN	`46010004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,404 sqft Heated Area
Gross Area	3,376 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	169,448 sqft (3.89 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000046010004
Street Address	3582 ROCHE AVE
City	VERNON
State	FL
Zip	32462-3386
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	25 3 15 3.89 ORB 1290 P 429 PRCL DESC IN ORB 1290 P 429.
Legal Range	15W
Legal Township	03N
Legal Section	25
Legal Block	4601
Legal Lot Number	0004
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1118
Census Tract	970303

Owner

3582 Roche Ave, a residential property, is owned and occupied by an individual who acquired it in December 2023.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3582 ROCHE AVE, VERNON, FL 32462-3386
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage ONE FLORIDA BANK
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage INNOVATIONS FINANCIAL CU
Dec 19, 2023	Divorce Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023
Deed Sale	Dec 19, 2023
Prior Sale	Mar 8, 2012
Deed Document Number	202367008756
Deed Book / Page	1290 / 429
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3582 ROCHE AVE, VERNON, FL 32462-3386
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3582 ROCHE AVE, VERNON, FL 32462-3386

Mortgage

Document Number	0067009203
Date	Nov 18, 2021
Book Page	1224/817
Instrument	202167009203

Lender

Name	ONE FLORIDA BANK
Type	Bank
Address	CHIPLEY, FL 32428

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3582 ROCHE AVE, VERNON, FL 32462-3386
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3582 ROCHE AVE, VERNON, FL 32462-3386

Mortgage

Document Number	0067007139
Date	Oct 7, 2025
Book Page	1349/953
Instrument	202567007139

Lender

Name	INNOVATIONS FINANCIAL CU
Type	Credit Union
Address	910 NAVY BLVD, PANAMA CITY BEACH, FL 32408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2040

December 2023: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Dec 19, 2023
Property Address	3582 ROCHE AVE, VERNON, FL 32462-3386
Document Number	0067008756
Book / Page	1290 / 429
Instrument Date	Nov 17, 2023
Instrument	202367008756
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3582 ROCHE AVE, VERNON, FL 32462-3386

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 27, 2017
Property Address	3572 ROCHE AVE # E, E, VERNON, FL 32462-3386
Document Number	0067001756
Book / Page	001084 / 000876
Instrument Date	Mar 14, 2017
Instrument	67001756
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3572 ROCHE AVE VERNON FL 324623386, VERNON, FL 32462-3386

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 23, 2017
Property Address	3572 ROCHE AVE # E, E, VERNON, FL 32462-3386
Document Number	0067001054
Book / Page	001082 / 000506
Instrument Date	Nov 29, 2016
Instrument	67001054
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3582 ROCHE AVE VERNON FL 324623386, VERNON, FL 32462-3386

Tax Assessment & Valuation

The 2025 property tax bill for 3582 Roche Ave was $542 with a homeowner's exemption, up 3.2% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Municipality	Vernon City
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$542.00 (+3.24%) Homeowner's exemption	$61,968 (+2.9%)	$105,798 (+23.92%) Land $26,452 Building $79,346
2024	$525.00 (-64.19%) Homeowner's exemption	$60,222 (-49.52%)	$85,376 (-37.89%) Land $23,340 Building $62,036
2023	$1,466.00 (+5.54%) Homeowner's exemption	$119,290 (+6.57%)	$137,461 (+9.53%) Land $27,094 Building $110,367
2022	$1,389.00 Homeowner's exemption	$111,932	$125,505 Land $24,955 Building $100,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3582 Roche Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3582 Roche Ave is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERNON serves 736 people · EPA ID FL1670710
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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