Lapeer County property record for 3582 Davison Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1950 |
| Lot Size | 1.87 acres (81,457 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $995 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-002-030-00 |
| Primary APN | 008-002-030-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Flooring | Carpet |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 81,457 sqft (1.87 acres) |
| Garage Area | 501 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 3582 DAVISON RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 08 03 211 000 00 SEC 2 T7N R9E COM ON N LINE OF HWY M-21 AT POINT 132.02 FT EAST OF W LINE OF E 1/2 OF SE 1/4 TH N 330 FT TH |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 02 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 336000 |
3582 Davison Rd is owned and occupied by an individual.
Source: Lapeer County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3582 DAVISON RD, LAPEER, MI 48446-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3582 DAVISON RD, LAPEER, MI 48446-2913 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3582 DAVISON RD, LAPEER, MI 48446-2913 |
| Document Number | 0035040696 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 3504/696 |
| Name | SECURITY CU |
|---|---|
| Type | Credit Union |
| Address | 5255 SECURITY PARK BLVD, HOLLY, MI 48442 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 20, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3582 DAVISON RD, LAPEER, MI 48446-2913 |
| Document Number | 0031020860 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 3582 DAVISON RD HOLLY MI 48442, HOLLY, MI 48442 |
| Document Number | 0031020860 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 003102/000860 |
| Name | SECURITY CU |
|---|---|
| Address | HOLLY, MI 48442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | May 20, 2027 |
The 2025 property tax bill for 3582 Davison Rd was $995 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,800 (+1.75%) | $139,600 (+1.75%) | |
| 2025 | $995.00 Homeowner's exemption | $68,600 | $137,200 |
| 2023 | $65,400 | $130,800 | |
| 2022 | $832.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3582 Davison Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3582 Davison Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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