3581 Wright Rd SW, Rochester, MN 55902 Property Records

Olmsted County property record for 3581 Wright Rd SW, Rochester, MN 55902

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,303 sqft · built 1989
Lot Size	2.58 acres (112,385 sqft)
Owner	2 Individual Names on File
Last Sale	$916,000 (Aug 2016)
Tax Bill	$12,760 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64.16.23.042776`

Property Details

APN / Parcel Number

Primary APN	`64.16.23.042776`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,303 sqft Living Area
1st Floor Area	1,942 sqft
2nd Floor Area	1,654 sqft
Basement Area	1,892 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	112,385 sqft (2.58 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	412 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3581 WRIGHT RD SW
City	ROCHESTER
State	MN
Zip	55902-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-16 TWP-106 RANGE-014 MAYOWOOD HILLS 3RD SUB LOT-001 BLOCK-001 2.58 AC LOT 1 BLK 1
Legal Range	14
Legal Township	106
Legal Section	16
Legal Subdivision	MAYOWOOD HILLS 3RD SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2031
Census Tract	1203

Owner

Source: Olmsted County assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3581 WRIGHT RD SW, ROCHESTER, MN 55902-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 1, 2016 · Amount on Record
Deed Sale	Aug 1, 2016 · Amount on Record
Prior Sale	Jun 3, 2008 · Amount on Record
Deed Document Number	20161402907
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	3581 WRIGHT RD SW, ROCHESTER, MN 55902-1416
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1529660
Date	Mar 22, 2021
Instrument	A-1529660

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	3581 WRIGHT RD SW, ROCHESTER, MN 55902-1416
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1441626
Date	Jan 12, 2018
Instrument	A-1441626

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	3581 WRIGHT RD SW, ROCHESTER, MN 55902-1416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1441625
Date	Jan 12, 2018
Instrument	A-1441625

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
County Subdivision	Rochester Township
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,760.00 Homeowner's exemption
2025		$1,111,400 Land $200,000 Building $911,400	$1,111,400 Land $200,000 Building $911,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (1979–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30

May also be available: Hiawatha Broadband Communications.

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