3581 Sprigg St S, Frederick, MD 21704 Property Records

Frederick County property record for 3581 Sprigg St S, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	4 ba · 2,200 sqft · built 2013
Lot Size	0.036 acres (1,579 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Mar 2022)
Tax Bill	$5,631 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-589060`

Property Details

APN / Parcel Number

Primary APN	`07-589060`
Alternative APN	`589060`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,200 sqft Total Area

Exterior

Year Built	Built 2013
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,579 sqft (0.036 acres)
Garage Type	Mixed
Garage Area	400 sqft
Carport	Carport
Carport Area	160 sqft
Parking Spaces	2 Parking Spaces
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	589060
Street Address	3581 SPRIGG ST S
City	FREDERICK
State	MD
Zip	21704-7836
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 1472 SECTION M-1 1,579 SQ FT VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-1E
Legal Lot Number	1472
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2010
Census Tract	752206

Owner

3581 Sprigg St S, a townhouse, is owned and occupied by an individual who bought it in March 2022.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Mailing Address	3581 SPRIGG ST S, FREDERICK, MD 21704-7836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Prior Sale	Aug 5, 2016 · Amount on File
Deed Document Number	0015820114
Deed Book / Page	15820 / 114
Record Updated	Jun 7, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 29, 2022
Property Address	3581 SPRIGG ST S, FREDERICK, MD 21704-7836
Document Number	0158200114
Book / Page	15820 / 114
Map Reference	MB 91 PL 50
Instrument Date	Mar 25, 2022
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3581 SPRIGG ST S, FREDERICK, MD 21704-7836

Mortgage

Document Number	0015820122
Date	Mar 29, 2022
Instrument	15820/122

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,631.00	$388,167	$396,800 Land $135,000 Building $261,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3581 Sprigg St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3581 Sprigg St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20