3581 Snow Rd N, Semmes, AL 36575 Property Records

Mobile County property record for 3581 Snow Rd N, Semmes, AL 36575

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,024 sqft · built 1991
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$226,000 (Mar 2021)
Tax Bill$974 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jun 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APNR022405210002028

Property Details

APN / Parcel Number

Primary APNR022405210002028
Alternative APNs
  • 24 05 21 0 002 028.XXX
  • 00363617
  • 363617

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,024 sqft Living Area
1st Floor Area2,024 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area168 sqft
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number363617
Street Address3581 SNOW RD N
CitySEMMES
StateAL
Zip36575-6101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 CHURCHILL DOWNS FIRST UNIT MBK 18 P 66 #SEC 21 T3S R3W #MP24 05 21 0 002
Legal Range03S
Legal Township03S
Legal Section21
Legal SubdivisionCHURCHILL DOWNS FIRST
Legal Lot Number5
JurisdictionMOBILE AL
Township / Civil DivisionSEMMES
Census Block Group2
Census Block2014
Census Tract6303

Owner

3581 Snow Rd N is owned and occupied by two individuals who bought it in March 2021.

Source: Mobile County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address3581 SNOW RD N, SEMMES, AL 36575-6101
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Warranty Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP
Jun 25, 2020Grant Deed, Transfer
ATTORNEY ONLY
Aug 7, 2020Grant Deed, Transfer
ATTORNEY ONLY
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHERRY POINTE PROPERTIES LLC
Nov 22, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2021 · Amount on File
Deed SaleMar 17, 2021 · Amount on File
Prior SaleAug 7, 2020 · Amount on File
Deed Document Number202116398
Prior Transfer DateNov 8, 2019
Prior Transfer Doc0000068559
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMar 17, 2021
Property Address3581 SNOW RD N, SEMMES, AL 36575-6101
Document Number0000016398
Map ReferenceMB 18 PG 66
Instrument DateMar 15, 2021
Instrument2021016398
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanySTEWART TITLE/AL LLC, STEWART TITLE OF ALABAMA LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1056 MCCAY AVE, 1056, MOBILE, AL 36609-5140

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3581 SNOW RD N, SEMMES, AL 36575-6101

Mortgage

Document Number0000016399
DateMar 17, 2021
Instrument2021016399
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMOBILE AL
Recording DateJun 25, 2020
Property Address3581 SNOW RD N, SEMMES, AL 36575-6101
Document Number0000037531
Instrument DateJun 23, 2020
Instrument37531
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$77.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address891 HILLCREST RD #250 MOBILE AL 366954072, 250, MOBILE, AL 36695-4072

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMOBILE AL
Recording DateAug 7, 2020
Property Address3581 SNOW RD N, SEMMES, AL 36575-6101
Document Number0000047599
Instrument DateJun 23, 2020
Instrument47599
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$77.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address891 HILLCREST RD MOBILE AL 366953996, MOBILE, AL 36695-3996

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address3581 SNOW RD N, SEMMES, AL 36575-6101
Document Number0000036690
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3581 SNOW RD N SEMMES AL 365756101, SEMMES, AL 36575-6101

Mortgage

Document Number0000036690
DateJun 22, 2020
Instrument36690
Lender
NameCHERRY POINTE PROPERTIES LLC
Address2525 COLONNADES DR W, MOBILE, AL 36695-5519
Agreement
TypeConventional Mortgage
AmountAmount on Record

November 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMOBILE AL
Recording DateNov 22, 2019
Property Address3581 SNOW RD N, SEMMES, AL 36575-6101
Document Number0000068559
Instrument DateNov 21, 2019
Instrument68559
Transaction TypeForeclosure
Record UpdatedDec 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$108.58
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 MORTGAGE WAY MOUNT LAUREL NJ 080544637, MOUNT LAUREL, NJ 08054-4637

Tax Assessment & Valuation

The 2025 property tax bill for 3581 Snow Rd N was $974 with a homeowner's exemption, down 13.6% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$974.00 (-13.58%) Homeowner's exemption$21,470 (-12.76%) Land $3,000 Building $18,470$214,700 (-12.76%) Land $30,000 Building $184,700
2024$1,127.00 (+7.64%) Homeowner's exemption$24,610 (+7.19%) Land $2,500 Building $22,110$246,100 (+7.19%) Land $25,000 Building $221,100
2023$1,047.00 Homeowner's exemption$22,960 Land $2,120 Building $20,840$229,600 Land $21,200 Building $208,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3581 Snow Rd N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3581 Snow Rd N is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 78% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Snow Rd N

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