3581 SE Fairway W, Stuart, FL 34997 Property Records

Martin County property record for 3581 SE Fairway W, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,031 sqft · built 1973
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$398,121 (Oct 2017)
Tax Bill	$6,071 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-011-000-0341.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-011-000-0341.0-1-0000`
Alternative APNs	`37-38-41-011-000-03410-1` `34672`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,031 sqft Living Area
Gross Area	2,619 sqft
1st Floor Area	2,031 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,502 sqft (0.287 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	360 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	505 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34672
Street Address	3581 SE FAIRWAY W
City	STUART
State	FL
Zip	34997-6033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	YACHT & COUNTRY CLUB OF STUART LOT 341 OR 341/1892
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	YACHT & COUNTRY CLUB OF STUART
Legal Block	3
Legal Lot Number	341
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3031
Census Tract	1301

Owner

3581 SE Fairway W is owned and occupied by an individual who bought it in October 2017.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3581 SE FAIRWAY W, STUART, FL 34997-6033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS
Oct 30, 2017	Warranty Deed, Transfer · Conventional with PMI CASON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Prior Sale	Dec 9, 2014 · Amount on File
Deed Document Number	20172662193
Deed Book / Page	2956 / 2022
Prior Transfer Date	Mar 14, 2011
Prior Transfer Doc	0025082379
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3581 SE FAIRWAY W, STUART, FL 34997-6033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLATINUM TITLE INSURERS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 SE FAIRWAY W, STUART, FL 34997-6033

Mortgage

Document Number	0031830345
Date	Dec 21, 2020
Book Page	3183/345
Instrument	2856999

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 30, 2017
Property Address	3581 SE FAIRWAY W, STUART, FL 34997-6033
Document Number	0029562022
Book / Page	002956 / 002022
Instrument Date	Oct 24, 2017
Instrument	2662193
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,786.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 SE FAIRWAY W STUART FL 349976033, STUART, FL 34997-6033

Mortgage

Document Number	29562023
Date	Oct 30, 2017
Book Page	002956/002023
Instrument	2662194

Lender

Name	CASON HM LNS
Type	Mortgage Company
Address	PALM BEACH GARDENS, FL 33418

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3581 SE Fairway W was $6,071 with a homeowner's exemption, down 0.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,071.00 (-0.74%) Homeowner's exemption	$397,412	$564,340 Land $210,000 Building $354,340
2024	$6,116.00 (+1.97%)
2023	$5,998.00 (+3.57%) Additional exemption filed	$374,964 (+3%)	$559,850 (+9.8%) Land $240,000 Building $319,850
2022	$5,791.00 Homeowner's exemption	$364,043	$509,870 Land $233,280 Building $276,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3581 SE Fairway W in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	262 units insured incl. 88 condo units
Nearby Flood Claims	33 (1979–2022)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3581 SE Fairway W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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