3581 S Spruce St, Denver, CO 80237 Property Records

Denver City property record for 3581 S Spruce St, Denver, CO 80237

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,779 sqft · built 1968
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Sep 2014)
Tax Bill	$4,196 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jun 2020 Transfer + 1 more
APN	`07042-05-028-000`

Property Details

APN / Parcel Number

Primary APN	`07042-05-028-000`
Alternative APNs	`670504205028` `162056240`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,779 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	1,503 sqft
Basement Area	972 sqft
Finished Basement	923 sqft
Unfinished Basement	49 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	11,000 sqft (0.253 acres)
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Pool Area	500 sqft
Porch	Open Frame Porch
Porch Area	48 sqft
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3581 S SPRUCE ST
City	DENVER
State	CO
Zip	80237-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-SU-D
Legal Description	PINE RIDGE ESTATES B5 L28
Legal Subdivision	PINE RIDGE ESTATES
Legal Block	1
Legal Lot Number	28
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1025
Census Tract	6815

Owner

3581 S Spruce St is owned and occupied by an individual who acquired it in June 2020.

Source: Denver City records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3581 S SPRUCE ST, DENVER, CO 80237-1356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Correction Deed, Transfer NOT AVAILABLE
Jun 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE300

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2014 · Amount on File
Deed Sale	Sep 3, 2014 · Amount on File
Prior Sale	Aug 2, 1995 · Amount on File
Deed Document Number	2014107017
Last Transfer Date	Jun 12, 2020
Transfer Doc	0000102490
Record Updated	Oct 29, 2026

July 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	DENVER CO
Recording Date	Jul 20, 2020
Property Address	3581 S SPRUCE ST, DENVER, CO 80237-1356
Document Number	0000102490
Instrument Date	Jun 12, 2020
Instrument	102490
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 S SPRUCE ST DENVER CO 802371356, DENVER, CO 80237-1356

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENVER CO
Recording Date	Jun 12, 2020
Property Address	3581 S SPRUCE ST, DENVER, CO 80237-1356
Document Number	0000080284
Instrument Date	Jun 12, 2020
Instrument	80284
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 S SPRUCE ST DENVER CO 802371356, DENVER, CO 80237-1356

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3581 S SPRUCE ST, DENVER, CO 80237-1356
Document Number	0000071560
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	COMMERCE TITLE COMPANY, COMMERCE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 S SPRUCE ST DENVER CO 802371356, DENVER, CO 80237-1356

Mortgage

Document Number	0000071560
Date	May 28, 2020
Instrument	71560

Lender

Name	MORTGAGE300
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3581 S Spruce St was $4,196.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,196.00	$54,850 Land $12,820 Building $12,820	$778,100 Land $181,900 Building $596,200
2023	$4,178.00	$53,930 (+33.46%) Land $8,500 Building $45,430	$859,900 (+47.9%) Land $181,900 Building $678,000
2022		$40,410 Land $12,640 Building $27,770	$581,400 Land $181,900 Building $399,500
2021	$3,101.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3581 S Spruce St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3581 S Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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