3581 S Joshua Tree Ln, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3581 S Joshua Tree Ln, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2001
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on Record
Last Sale	$489,000 (Oct 2023)
Tax Bill	$1,384 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`309-24-345`

Property Details

APN / Parcel Number

Primary APN	`309-24-345`
Alternative APN	`309243451`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	1,684 sqft
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,050 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3581 S JOSHUA TREE LN
City	GILBERT
State	AZ
Zip	85297-7932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SAN TAN RANCH PARCEL 13 MCR 546-25
Legal Range	6E
Legal Township	2S
Legal Section	2
Legal Subdivision	SAN TAN RANCH PARCEL 13
Legal Lot Number	114
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1000
Census Tract	815700

Owner

Source: Maricopa County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3581 S JOSHUA TREE LN, GILBERT, AZ 85297-7932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 2, 2017	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 11, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Dec 3, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Prior Sale	Aug 30, 2010 · Amount on Record
Deed Document Number	2023554618
Prior Transfer Date	Jul 30, 2010
Prior Transfer Doc	0000682059
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 25, 2023
Property Address	3581 S JOSHUA TREE LN, GILBERT, AZ 85297-7932
Document Number	0000554618
Map Reference	MB 546 PG 25
Instrument Date	Oct 11, 2023
Instrument	20230554618
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3581 S JOSHUA TREE LN, GILBERT, AZ 85297-7932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 S JOSHUA TREE LN, GILBERT, AZ 85297-7932

Mortgage

Document Number	0000554619
Date	Oct 25, 2023
Instrument	20230554619

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000554620
Date	Oct 25, 2023
Instrument	20230554620

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3581 S JOSHUA TREE LN, GILBERT, AZ 85297-7932
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 S JOSHUA TREE LN, GILBERT, AZ 85297-7932

Mortgage

Document Number	0000001026
Date	Jan 3, 2022
Instrument	20220001026

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3581 S JOSHUA TREE LN, GILBERT, AZ 85297-7932
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000567714
Date	Aug 2, 2017
Instrument	2017-0567714

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3581 S JOSHUA TREE LN, GILBERT, AZ 85297-7932
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000710839
Date	Sep 11, 2019
Instrument	20190710839

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3581 S JOSHUA TREE LN, GILBERT, AZ 85297-7932
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 S JOSHUA TREE LN, GILBERT, AZ 85297-7932

Mortgage

Document Number	0001189958
Date	Dec 3, 2020
Instrument	20201189958

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,770 (+117.25%)	$397,700 (+7.02%) Land $79,500 Building $318,200
2025	$1,384.00 (-6.61%)	$18,306 (-54.27%)	$371,600 (-7.17%) Land $74,300 Building $297,300
2024		$40,030 (+17.7%)	$400,300 (+17.7%) Land $80,000 Building $320,300
2023	$1,482.00 (+4.59%)	$34,010 Land $6,800 Building $27,210	$340,100 Land $68,000 Building $272,100
2022	$1,417.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S Joshua Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures