3581 Holborn Pl, Frederick, MD 21704 Property Records

Frederick County property record for 3581 Holborn Pl, Frederick, MD 21704

Property Summary

Property Type	Condominium
Details	built 2010
Lot Size	0.043 acres (1,890 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jul 2022)
Tax Bill	$5,007 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-257821`

Property Details

APN / Parcel Number

Primary APN	`07-257821`
Alternative APN	`257821`

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Lot Area	1,890 sqft (0.043 acres)

Location & Zoning

Account Number	257821
Street Address	3581 HOLBORN PL, 3581
City	FREDERICK
State	MD
Zip	21704-7404
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 3581 STAGE 7014 1,890 SQ FT VILLAGES OF URBANA OLD MILL CONDO
Legal Unit	3581
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1002
Census Tract	752202

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3581 HOLBORN PL, FREDERICK, MD 21704-7404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed, Transfer · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU
Jun 21, 2019	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Book / Page	16051 / 262
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 26, 2022
Property Address	3581 HOLBORN PL, FREDERICK, MD 21704-7404
Document Number	0160510262
Book / Page	16051 / 262
Map Reference	MB 88 PL 174-178
Instrument Date	Jul 11, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	UNLIMITED TITLE SERVICES LLC, UNITED TITLE SERVICE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3581 HOLBORN PL, FREDERICK, MD 21704-7404

Mortgage

Document Number	0016051268
Date	Jul 26, 2022
Instrument	16051/268

Lender

Name	NATIONAL INSTITUTES OF HEALTH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 21, 2019
Property Address	3581 HOLBORN PL, FREDERICK, MD 21704-7404
Document Number	0130420269
Book / Page	13042 / 0269
Map Reference	MB 88 PL 174-178
Instrument Date	Jun 18, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3581 HOLBORN PL, FREDERICK, MD 21704-7404

Mortgage

Document Number	130420275
Date	Jun 21, 2019
Instrument	13042/0275

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,667 (+23.18%)	$411,000 (+26.07%) Land $115,500 Building $295,500
2025	$5,007.00 (+10.51%)
2023	$4,531.00	$310,667	$326,000 Land $105,500 Building $220,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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