Pinellas County property record for 3581 Fairway Forest Dr, Palm Harbor, FL 34685
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,732 sqft · built 1983 |
| Lot Size | 0.203 acres (8,851 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Jun 2012) |
| Tax Bill | $7,342 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-757-2839-4 |
| Primary APN | C62-000-757-2839-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 2,521 sqft |
| 1st Floor Area | 1,732 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,851 sqft (0.203 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 305 sqft |
| Deck Area | 212 sqft |
| Patio Area | 212 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R289870 |
|---|---|
| Street Address | 3581 FAIRWAY FOREST DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34685-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | FAIRWAY FOREST LOT 41 |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 27 |
| Legal Subdivision | FAIRWAY FOREST |
| Legal Tract | 27369 |
| Legal Lot Number | 41 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27329 |
3581 Fairway Forest Dr is owned and occupied by two individuals who acquired it in September 2024.
Source: Pinellas County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3581 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Jul 21, 2021 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2012 · Amount on File |
| Deed Sale | Jun 6, 2012 · Amount on File |
| Prior Sale | Dec 30, 2009 · Amount on File |
| Deed Document Number | 2012160352 |
| Deed Book / Page | 17603 / 1606 |
| Last Transfer Date | Sep 4, 2024 |
| Transfer Doc | 0229212524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3581 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3581 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003 |
| Document Number | 0223451464 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | 22345/1464 |
| Instrument | 2023039495 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3581 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3581 FAIRWAY RES1R, PALM HARBOR, FL 34685 |
| Document Number | 0216361318 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 21636/1318 |
| Instrument | 2021239241 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3581 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3581 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003 |
| Document Number | 0213230308 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 21323/308 |
| Instrument | 2020393040 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 3581 Fairway Forest Dr was $7,342, down 9.1% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,342.00 (-9.11%) | $443,855 Land $131,752 Building $312,103 | $443,855 Land $131,752 Building $312,103 |
| 2024 | $8,078.00 (+234.22%) | ||
| 2023 | $2,417.00 (+0.08%) Homeowner's exemption Widower's exemption | $172,337 (+3%) | $457,274 (+36.52%) Land $208,074 Building $249,200 |
| 2022 | $2,415.00 Homeowner's exemption Widower's exemption | $167,317 | $334,955 Land $157,037 Building $177,918 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3581 Fairway Forest Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 135 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 159 units insured incl. 24 condo units |
| Nearby Flood Claims | 5 (2011–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3581 Fairway Forest Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures