3581 Edgemont St, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3581 Edgemont St, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,352 sqft · built 2005
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$439,900 (Jul 2018)
Tax Bill$5,692 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-579-04486633

Property Details

APN / Parcel Number

Primary APN01-579-04486633
Alternative APNs
  • 157904486633
  • 57904486633

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,352 sqft Living Area
Gross Area3,024 sqft
1st Floor Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number57904486633
Street Address3581 EDGEMONT ST
CityEDGEWATER
StateMD
Zip21037-3302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLTS 150 151 PL 7 NORTH SELBY
Legal SubdivisionNORTH SELBY
Legal Block1
Legal Lot Number150
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1022
Census Tract701202

Owner

3581 Edgemont St is owned and occupied by two individuals who bought it in July 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address3581 EDGEMONT ST, EDGEWATER, MD 21037-3302
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
DIVERSIFIED FINANCIAL MORTGAGE CORP
Jul 3, 2018Deed, Transfer · Conventional Mortgage
DIVERSIFIED FINANCIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2018 · Amount on File
Deed SaleJul 3, 2018 · Amount on File
Prior SaleApr 1, 2005 · Amount on File
Deed Book / Page32274 / 118
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3581 EDGEMONT ST, EDGEWATER, MD 21037-3302
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyMARYLAND TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0345430255
DateMay 7, 2020
Book Page34543/255
Lender
NameDIVERSIFIED FINANCIAL MORTGAGE CORP
TypeMortgage Company
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJul 3, 2018
Property Address3581 EDGEMONT ST, EDGEWATER, MD 21037-3302
Document Number0322740118
Book / Page32274 / 118
Map ReferenceLBFSR3 FO39
Instrument DateJun 29, 2018
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyMARYLAND TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,598.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3581 EDGEMONT ST, EDGEWATER, MD 21037-3302

Mortgage

Document Number0032274124
DateJul 3, 2018
Instrument32274/124
Lender
NameDIVERSIFIED FINANCIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3581 Edgemont St was $5,692 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$506,700 Land $188,500 Building $318,200$506,700 Land $188,500 Building $318,200
2025$5,692.00
2023$4,817.00 Homeowner's exemption$441,200 Land $188,500 Building $252,700$441,200 Land $188,500 Building $252,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3581 Edgemont St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 79 policies
Nearby Flood Policies79 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3581 Edgemont St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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